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Troy, Michigan eviction risk overview
Ranked #1,073 of 1,865 nationally

Troy, MI Eviction Risk: LOW

Oakland County · Population 87,898

In 2026
Risk score
2.9
LOW

46th percentile, Michigan.

50-yr Eviction Risk Score history

1976 to 2026 · consistently low

Min1.6 Average2.5 Now2.9
10 5 1976 · score 2.0 1977 · score 2.0 1978 · score 1.9 1979 · score 1.9 1980 · score 2.1 1981 · score 2.1 1982 · score 2.1 1983 · score 2.1 1984 · score 2.0 1985 · score 2.0 1986 · score 2.0 1987 · score 2.0 1988 · score 1.6 1989 · score 1.6 1990 · score 1.7 1991 · score 1.8 1992 · score 2.3 1993 · score 2.2 1994 · score 2.2 1995 · score 2.2 1996 · score 2.4 1997 · score 2.4 1998 · score 2.4 1999 · score 2.4 2000 · score 2.4 2001 · score 2.4 2002 · score 2.4 2003 · score 2.5 2004 · score 2.4 2005 · score 2.4 2006 · score 2.5 2007 · score 2.5 2008 · score 3.1 2009 · score 3.3 2010 · score 3.4 2011 · score 3.4 2012 · score 3.3 2013 · score 3.2 2014 · score 3.1 2015 · score 3.0 2016 · score 2.9 2017 · score 2.9 2018 · score 2.8 2019 · score 2.8 2020 · score 4.1 2021 · score 4.2 2022 · score 3.3 2023 · score 2.9 2024 · score 2.9 2025 · score 2.9 2026 · score 2.9

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 5.1 Regional 5.1 State 3.3 Economic 4.5 Supply 7.1 Rent Control 4.4 Eviction 3.3 Tenant 5.8 Housing 3.8 2.9 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +10.6% (2024)
    5.1
  2. Regional political climate
    County-weighted neighbor mix
    5.1
  3. State political climate
    Michigan legislature & governorship
    3.3
  4. Economic stress
    5.3% poverty · 4.0% unemp.
    4.5
  5. Supply constraint
    $1,602 average · 26.8% renters
    7.1
  6. Rent Control risk
    25.7% of income on rent
    4.4
  7. Eviction process difficulty
    59 days filing → judgment
    3.3
  8. Tenant organizing strength
    26.8% renters
    5.8
  9. Housing court bias
    County bench composition
    3.8
Geographic context

Risk heat across Troy and the region

Click any city to see its score

How Troy compares

Risk score vs. peers, county, state, and the U.S.
Rank in Oakland County
Low
#29 of 39 cities
Rank in county, 26th percentileLowHigh
#29 of 39 cities in Oakland County for landlord eviction risk.
Rank in Michigan
Low
#487 of 743 cities
Rank in state, 35th percentileLowHigh
#487 of 743 cities in Michigan for landlord eviction risk.
vs. county · state · U.S.
Troy risk score vs. county / state / U.S.Troy: 2.92.9TroyThis cityCounty: 3.03.0Countyavg in countyState: 3.33.3Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.9
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.9/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.9 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 59d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,602/mo. A contested eviction takes 59 days and costs $2,452–$6,130 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 26.8%
    Renters
    The renters

    Who you'll be renting to.

    Out of 87,898 residents, 26.8% rent. 26% are spending 30%+ income on rent, 5.3% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 5.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 5.1 and 5.1 (Dem margin +10.6% (2024)). State climate at 3.3, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 3.3
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 3.3/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 3.3, housing court bias 3.8, rent-control risk 4.4. Standard process speed for the state.

    50-yr trendProcess difficulty +-1.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 4.5
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 4.5. Supply constraint: 7.1. The numbers behind those: 5.3% poverty, 4.0% unemployment, 26% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Troy sits in the slow but cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Detroit, MI · 62d · ~$4.9k all-in ($78/day) · score 4.4 Detroit Warren, MI · 65d · ~$4.5k all-in ($68/day) · score 3.5 Warren Sterling Heights, MI · 56d · ~$4.7k all-in ($83/day) · score 3.2 Sterling Heights Ann Arbor, MI · 55d · ~$4.3k all-in ($77/day) · score 3.6 Ann Arbor Dearborn, MI · 56d · ~$4.6k all-in ($81/day) · score 3.4 Dearborn Livonia, MI · 62d · ~$5.0k all-in ($80/day) · score 3.1 Livonia Westland, MI · 57d · ~$4.7k all-in ($82/day) · score 3.1 Westland Farmington Hills, MI · 54d · ~$5.1k all-in ($94/day) · score 3 Farmington Hills Flint, MI · 59d · ~$4.8k all-in ($81/day) · score 4.2 Flint Rochester Hills, MI · 58d · ~$4.4k all-in ($77/day) · score 2.9 Rochester Hills Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.8 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 2.8 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 3.1 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 3.4 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 7.1 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 5.7 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.7 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 7.9 Seattle Troy
Troy · 59d · ~$4.3k all-in ($73/day) · score 2.9 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0–4   4–7   7–10
00Overview

About eviction risk in Troy, MI

Landlording in Troy, Michigan, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.9/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Troy is a city of 87,898 residents where 26.8% of occupied units are renter-occupied, and the typical renter spends 3.4% of income on rent. At an average rent of $1,602/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Troy eviction process actually works

Eviction process difficulty here reads 3.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Troy closes 59 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Troy's timeline is usually the calendar, not the motion practice. Housing court bias scores 3.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Troy runs $2,452 to $6,130 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 59 days of typical timeline and $1,602/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 5.8/10 in Troy, and the city has limited rent control exposure (4.4/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Michigan, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Troy: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Michigan's statutory language. Fix those four, and most cases settle or default. Skip them, and a $6,130 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Troy

Trap · 3.8/10
For landlords, the 5.7/10 score is most actionable when combined with Macomb County's specific court behavior. Housing-court bias sub-score: 3.8/10. Use proactive screening and documented notices.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Troy without a reason?

No, not exactly. Michigan does not have a statewide "just-cause" eviction requirement, meaning you don't need a specific "reason" like a lease violation to terminate a month-to-month tenancy, provided you give proper notice (usually 30 days). However, for a fixed-term lease, you generally need a lease violation or non-payment of rent to evict.
Q2

How long does a typical eviction take in Troy, MI?

From serving the first notice to actual tenant lockout, a typical eviction in Troy takes about 59 days. This timeline can extend if the tenant contests the eviction, there are court delays, or errors are made in the process.
Q3

What is the maximum security deposit I can charge in Troy?

In Troy, under Michigan law, you can charge up to 1.5 times the monthly rent as a security deposit. For example, if rent is $1,602/month, the maximum deposit would be $2,403.
Q4

Do I need a lawyer to evict a tenant in Troy?

While you can represent yourself in court, it's highly recommended to consult or hire an attorney for an eviction in Troy, especially given the 5.7/10 elevated risk score. Eviction law is complex, and mistakes can lead to significant delays and costs. An attorney can ensure proper procedure and increase your chances of a successful outcome.
Q5

What happens if I don't return the security deposit on time?

Under Michigan law, you have 30 days after the tenant moves out to return the security deposit or provide an itemized list of damages. If you fail to do so, you may forfeit your right to claim any damages and could be liable for double the amount of the deposit wrongfully withheld.
Q6

Does Troy have rent control?

No, Michigan has a statewide preemption against rent control. This means no city or county in Michigan, including Troy, can enact rent control ordinances. For more information, see our Michigan rent control rules page.
06Score

What this score means for landlords2

A 2.9/10 places Troy in the 46th percentile of Michigan cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.