Troy Eviction Risk: Moderate

What pushes it up most is court filing pressure at 9.5/10. Well under the midpoint, supply constraint reads 1/10.

32% of renter households cross the 30%-of-income line, lower than the Oakland County average of 39.8%. It sits 1.2 points above the Oakland County average of 4.0. Running cool, economic stress reads 2.3/10.

9% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 65% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 7/10, which tracks how hard a shock lands on the households already here. Rent consumes only 16% of average household income of $52,358, an unusually wide affordability cushion.

Statewide the MI average is 4.2, so this tract runs 1.0 points hotter. Of its three components the household composition measure is the most pressured.

37% of occupied units are renter-occupied.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.