Census Tract · Ranked #58,384 of 84,120 nationally

Troy Eviction Risk: Lower

Tract 26125197400 · Oakland County, MI · pop 2,076

Landlord eviction risk in census tract 26125197400 (Troy, Michigan) comes in at 5.2/10, the Moderate tier. That is riskier than roughly 46% of the 84,120 US census tracts we score.

About 32% of renters carry a rent burden of 30% of income or higher, a high level, and 9% are severely burdened at 50% or more. Average rent runs $677 a month against an average household income of $52,358 a year, roughly 16% of income at the averages. About 37% of occupied units are renter-occupied.

Risk score

Lower

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 12% Stable renters 25% Owners 63%

Tract context

Occupied units1,097

Renter share37.2%

SVI overall0.67

Poverty rate9.2%

Median income$52,358

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Troy and the region

Centroid at 42.5481, -83.1219 · click any tract to drill in

Why Troy scores 3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Troy

5.1

Regional political climate

2024 county presidential margin

5.7

State political climate

Michigan legislature & governorship

3.3

Economic stress

9.2% poverty · this tract

2.3

Supply constraint

$677 rent vs county FMR

1.0

Rent control risk

Inherited from Troy

4.4

Eviction process difficulty

State law sets the calendar

3.3

Tenant organizing strength

Inherited from Troy

5.8

Housing court bias

Inherited from Troy

3.8

How Troy compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 67

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

54%Socioeconomic
84%Household composition
32%Racial/ethnic minority
68%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
0%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

9.9%Housing insecurity
7.2%Utility-shutoff threat
14.8%Food insecurity
13.3%SNAP enrollment
7.5%Transit barriers
8.0%No health insurance
15.6%Frequent mental distress
31.9%Any disability

Analysis

What drives eviction risk in Troy

The heaviest input here is tenant organizing strength at 5.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Oakland County average of 5.7 and below the Michigan statewide average of 5.7. Within its own county it reads on the safer side for landlords.

The tract is predominantly White and ranks around the 67th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.

In CDC survey modeling, about 9.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 7.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 26125197400

What is the eviction-risk score for census tract 26125197400?

Census tract 26125197400 in Troy scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 26125197400?

Median gross rent is $677/month (ACS 5-year 2023, table B25064). 32% of renter households are cost-burdened.

What is the poverty rate in tract 26125197400?

9.2% of residents in tract 26125197400 live below the federal poverty line (ACS B17001, 2023). Population: 2,076.

How socially vulnerable is tract 26125197400?

CDC Social Vulnerability Index ranks this tract in the 67th percentile nationally. Sub-themes: socioeconomic 54th, household 84th, minority 32th, housing 68th.

What share of households in tract 26125197400 struggle to pay rent?

About 9.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.2% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 26125197400 compare to Troy overall?

Tract 26125197400 scores 3/10, right in line with the parent city of Troy at 2.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 26125197400 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.