Core City Eviction Risk: Elevated , Detroit

Inability to pay a utility bill runs 39.0% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 59%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. On the high side, court filing pressure reads 9.7/10.

88% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Disability prevalence runs 51.6% against 31.5% nationally. Annualized rent equals 40% of average household income of $22,963, past the 30% affordability line, which thins the margin any screening standard has to work with.

Severe burden reaches 26%. Those are renters paying half their income or more, and that is where non-payment filings originate. Running cool, supply constraint reads 1/10.

At $769 a month, rents run 28% under what the rest of Detroit commands. Cost burden runs 56% here against 46.6% across Wayne County.

Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.4 points. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 78% of the 84,120 US census tracts in this model.

Social vulnerability reads 9.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.