Petoskey-Otsego Eviction Risk: Elevated , Detroit

What pushes it up most is court filing pressure at 9.7/10. Food insecurity runs 41.2% against 17.8% nationally. Set annual rent against average income of $24,196 and the ratio lands at 48%, above the conventional 30% ceiling.

Cost burden runs 58% here against 46.6% across Wayne County. The poverty rate is 34%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Inability to pay a utility bill runs 25.9% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Running hot, economic stress reads 8.5/10. Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.4 points. On the softer side, rent-regulation exposure reads 2/10.

Average gross rent is $969, 10% below the Detroit average. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 78th percentile of the 84,120 tracts scored.

On the CDC Social Vulnerability Index the tract reads 7.3/10, which tracks how hard a shock lands on the households already here. Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.