Mapleridge Eviction Risk: Elevated , Detroit

The dominant input is court filing pressure at 9.7/10. Housing insecurity runs 35.7% against 14.2% nationally.

58% of renter households cross the 30%-of-income line, markedly above the Wayne County average of 46.6%. Annualized rent equals 34% of average household income of $43,125, past the 30% affordability line, which thins the margin any screening standard has to work with. The poverty rate is 31%, which in this model reads as reduced rent-recovery odds after a judgment.

Severe burden reaches 18%. Those are renters paying half their income or more, and that is where non-payment filings originate. Well under the midpoint, rent-regulation exposure reads 2/10. Against the Wayne County average of 4.6, this tract reads riskier for landlords by 1.4 points.

Running hot, economic stress reads 7.9/10. Average gross rent is $1,234, 15% above the Detroit average.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 78% of the 84,120 US census tracts in this model. Social vulnerability reads 6.6/10 on the CDC index, a measure of exposure to housing and economic shocks.

Statewide the MI average is 4.2, so this tract runs 1.8 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.