Neighborhood · Ranked #31,159 of 84,120 nationally
Snelling - Hamline Eviction Risk: Moderate , St. Paul
Tract 27123036500 ·
Ramsey County, MN · pop 4,205 · neighborhood within 1.4 mi
Census tract 27123036500 covers the Snelling - Hamline neighborhood of St. Paul, home to 4,205 residents. For landlords it grades 6.4/10, an elevated reading. It lands near the 85th percentile nationally for landlord eviction risk.
Rent eats 30% or more of income for 55% of renter households, a severe level, and 32% are severely burdened at 50% or more. The typical renter pays about $1,194 a month while the average household earns $87,258 a year, roughly 16% of income at the averages. About 35% of occupied units are renter-occupied.
Risk score
4.6
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 20%Stable renters 16%Owners 64%
Tract context
Occupied units2,030
Renter share35.4%
SVI overall0.21
Poverty rate10.1%
Median income$87,258
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
50th percentile
#2 of 3 tracts In Snelling - Hamline
Moderate
Within parent city
25th percentile
#64 of 85 tracts In St. Paul
Low
Within county
56th percentile
#64 of 143 tracts In Ramsey County
Elevated
Within state
73th percentile
#404 of 1,502 tracts In Minnesota
Elevated
Geographic context
Risk heat across St. Paul and the region
Centroid at 44.9270, -93.1619 · click any tract to drill in
Why Snelling - Hamline scores 4.6
9 axes · 1 = landlord-friendly
Local political climate
Inherited from St. Paul
9.0
Regional political climate
2024 county presidential margin
7.3
State political climate
Minnesota legislature & governorship
4.3
Economic stress
10.1% poverty · this tract
2.5
Supply constraint
$1,194 rent vs county FMR
2.1
Rent control risk
Inherited from St. Paul
8.5
Eviction process difficulty
State law sets the calendar
7.5
Tenant organizing strength
Inherited from St. Paul
8.5
Housing court bias
Inherited from St. Paul
7.5
How Snelling - Hamline compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 21
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
14%Socioeconomic
7%Household composition
27%Racial/ethnic minority
69%Housing & transportation
Historical context · 1930s redlining
HOLC grade: B: Still Desirable
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade B meant middle-class areas with mortgage access. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
1%Grade A
99%Grade B
0%Grade C
0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
40Total filings over 7 yrs
1.23%Avg annual filing rate
1.8%Peak (2011)
5Filings in 2015 (latest validated)
Filings by year2009 to 2015
Filings climbed 400% over the past 7 months.
Pandemic-era tracking (2020–2021)
41Total filings 2020-21
0.5Avg monthly (observed)
0.4Pre-pandemic baseline
1.48×Ratio to baseline
Monthly filings 2020–20212020-01-01 to 2026-05-01
Pandemic filings ran above baseline. Eviction Lab tracked Minneapolis-Saint Paul, MN as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Within Snelling - Hamline. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
6.9%Housing insecurity
4.4%Utility-shutoff threat
8.1%Food insecurity
5.1%SNAP enrollment
5.7%Transit barriers
4.7%No health insurance
14.5%Frequent mental distress
23.0%Any disability
Analysis
What drives eviction risk in Snelling - Hamline
What moves this score most is rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from St. Paul eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Ramsey County average of 6.0 and above the Minnesota statewide average of 5.0. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of B ("Still Desirable"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
In CDC survey modeling, about 6.9% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.4% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 27123036500
Q1
What is the eviction-risk score for census tract 27123036500?
Census tract 27123036500 in the Snelling - Hamline neighborhood scores 4.6/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 27123036500?
Median gross rent is $1,194/month (ACS 5-year 2023, table B25064). 55% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 27123036500?
10.1% of residents in tract 27123036500 live below the federal poverty line (ACS B17001, 2023). Population: 4,205.
Q4
How socially vulnerable is tract 27123036500?
CDC Social Vulnerability Index ranks this tract in the 21th percentile nationally. Sub-themes: socioeconomic 14th, household 7th, minority 27th, housing 69th.
Q5
Is tract 27123036500 considered part of Snelling - Hamline?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 27123036500 fall within Snelling - Hamline (neighborhood centroid within 1.4 miles, OSM data).
Q6
How many evictions are filed each year in tract 27123036500?
Princeton Eviction Lab recorded 40 eviction filings across 7 validated years in tract 27123036500 (2000-2018). The average annual filing rate is 1.23% of renter households, peaking at 1.8% in 2011. Source: Eviction Lab tract-validated 2024 release.
Q7
Did eviction filings in tract 27123036500 drop during COVID?
Pandemic-era filings ran 1.48× the pre-COVID monthly baseline. Filings ran above pre-pandemic norms. Tracked by the Eviction Lab Eviction Tracking System (Minneapolis eviction risk-Saint Paul, MN), 2020-2021.
Q8
What share of households in tract 27123036500 struggle to pay rent?
About 6.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.4% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q9
How does tract 27123036500 compare to St. Paul overall?
Tract 27123036500 scores 4.6/10, lower than the parent city of St. Paul at 6.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from St. Paul eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q10
Was tract 27123036500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of B. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in St. Paul
Top eight tracts in St. Paul ranked by composite eviction-risk score.