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Tchula, Mississippi eviction risk overview
City brief · 1,802 residents

Tchula, MS Eviction Risk: LOW

Holmes County · Population 1,802

In 2026
Risk score
3
LOW

100th percentile, Mississippi.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.2 Average2.8 Now3
3.6 2.2 1976 · score 3.0 1977 · score 3.0 1978 · score 3.0 1979 · score 2.9 1980 · score 3.0 1981 · score 3.1 1982 · score 3.2 1983 · score 3.1 1984 · score 3.1 1985 · score 3.0 1986 · score 3.0 1987 · score 2.9 1988 · score 2.7 1989 · score 2.3 1990 · score 2.3 1991 · score 2.2 1992 · score 2.6 1993 · score 2.5 1994 · score 2.5 1995 · score 2.5 1996 · score 2.7 1997 · score 2.7 1998 · score 2.7 1999 · score 2.7 2000 · score 2.7 2001 · score 2.6 2002 · score 2.6 2003 · score 2.5 2004 · score 2.5 2005 · score 2.5 2006 · score 2.4 2007 · score 2.3 2008 · score 2.6 2009 · score 2.8 2010 · score 2.8 2011 · score 2.9 2012 · score 2.9 2013 · score 2.9 2014 · score 2.9 2015 · score 2.8 2016 · score 2.8 2017 · score 2.7 2018 · score 2.6 2019 · score 2.7 2020 · score 3.4 2021 · score 3.6 2022 · score 2.7 2023 · score 2.7 2024 · score 3.0 2025 · score 3.0 2026 · score 3.0

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 8.4 Regional 8.4 State 1.8 Economic 9.7 Supply 5.5 Rent Control 1.8 Eviction 1.7 Tenant 9.6 Housing 5.8 3 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +62.1% (2024)
    8.4
  2. Regional political climate
    County-weighted neighbor mix
    8.4
  3. State political climate
    Mississippi legislature & governorship
    1.8
  4. Economic stress
    46.8% poverty · 20.4% unemp.
    9.7
  5. Supply constraint
    $518 average · 54.1% renters
    5.5
  6. Rent Control risk
    29.4% of income on rent
    1.8
  7. Eviction process difficulty
    27 days filing → judgment
    1.7
  8. Tenant organizing strength
    54.1% renters
    9.6
  9. Housing court bias
    County bench composition
    5.8
Geographic context

Risk heat across Tchula and the region

Click any city to see its score

How Tchula compares

Risk score vs. peers, county, state, and the U.S.
Rank in Holmes County
Moderate
#3 of 5 cities
Rank in county, 50th percentileLowHigh
#3 of 5 cities in Holmes County for landlord eviction risk.
Rank in Mississippi
Very High
#20 of 426 cities
Rank in state, 96th percentileLowHigh
#20 of 426 cities in Mississippi for landlord eviction risk.
vs. county · state · U.S.
Tchula risk score vs. county / state / U.S.Tchula: 3.03.0TchulaThis cityCounty: 2.82.8Countyavg in countyState: 2.62.6Stateavg in stateU.S.: 4.74.7U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 3
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 3/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.0 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 27d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $518/mo. A contested eviction takes 27 days and costs $848–$2,849 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 54.1%
    Renters
    The renters

    Who you'll be renting to.

    Out of 1,802 residents, 54.1% rent. 29% are spending 30%+ income on rent, 46.8% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 8.4
    Local + regional
    The politics

    Strong-tenant coastal market.

    Local & regional political climate score 8.4 and 8.4 (Dem margin +62.1% (2024)). State climate at 1.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.7, housing court bias 5.8, rent-control risk 1.8. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.3 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 9.7
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 9.7. Supply constraint: 5.5. The numbers behind those: 46.8% poverty, 20.4% unemployment, 29% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Tchula sits in the quick & cheap quadrant

Bubble size = population · color = risk score
00Overview

About eviction risk in Tchula, MS

Landlording in Tchula, Mississippi, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 3/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Tchula is a city of 1,802 residents where 54.1% of occupied units are renter-occupied, and the typical renter spends 29.4% of income on rent. At an average rent of $518/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Tchula eviction process actually works

Eviction process difficulty here reads 1.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Tchula closes 27 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Tchula's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Tchula runs $848 to $2,849 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1–2 months' rent is typically the economically rational choice. With 27 days of typical timeline and $518/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.6/10 in Tchula, and the city has limited rent control exposure (1.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Mississippi, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Tchula: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Mississippi's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,849 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Tchula

Trap · 46.8%
Local poverty rate is 46.8%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Holmes County. Rent-control-risk sub-score: 1.8/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant for any reason in Tchula?

Mississippi does not have a statewide just-cause eviction requirement. For month-to-month tenancies, you can typically terminate with a 30-day notice without stating a specific "cause," provided it's not discriminatory or retaliatory. For tenants on a fixed-term lease, you generally need a lease violation (like non-payment) to evict before the lease term ends.

Q2

How long does an eviction typically take in Tchula?

The typical eviction timeline in Tchula is about 27 days from serving the initial notice to getting possession. This can vary depending on court schedules, how quickly you file, and if the tenant contests the eviction.

Q3

Is there a limit to how much I can charge for a security deposit?

No, Mississippi law does not set a statutory cap on the amount you can charge for a security deposit. However, it must be returned within 45 days of the tenant moving out, or you must provide an itemized list of deductions.

Q4

What's the biggest mistake landlords make during an eviction?

The biggest mistake is often failing to follow the legal process exactly. This includes improper notice service, not having proper documentation, or attempting "self-help" evictions (like changing locks or shutting off utilities). Any of these can lead to your case being dismissed and you starting over, costing you more time and money.

Q5

Do I need an attorney for an eviction in Tchula?

While you can represent yourself in Justice Court, it's highly recommended to consult with or hire an attorney, especially if the tenant contests the eviction or if you're unsure about the process. An attorney can ensure all legal requirements are met, saving you from costly mistakes and delays.

06Score

What this score means for landlords2

A 3/10 places Tchula in the 100th percentile of Mississippi cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.