Herculaneum Eviction Risk: Moderate

33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The score leans hardest on rent-regulation exposure at 9.4/10. Running hot, court filing pressure reads 8.3/10.

The voucher gap is 21.1%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears. Running cool, state political climate reads 2.1/10. Princeton's Eviction Lab logged 259 filings here across 14 tracked years.

Average gross rent is $1,471, 13% below the Herculaneum average. Filings peaked in 2012 at 7.9% of renter households.

In a typical year about 4.8% of renter households face a filing. That is riskier than roughly 44% of the 84,120 US census tracts in this model. On the CDC Social Vulnerability Index the tract reads 6.3/10, which tracks how hard a shock lands on the households already here.

It tracks the Jefferson County average of 3.5 closely. Annual rent works out to 22% of average household income of $80,536. 33% of occupied units are renter-occupied.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.