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Polson, Montana eviction risk overview
City brief · 5,428 residents

Polson, MT Eviction Risk: LOW

Lake County · Population 5,428

In 2026
Risk score
2.5
LOW

89th percentile, Montana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.2 Average3.4 Now2.5
10 5 1976 · score 2.2 1977 · score 2.2 1978 · score 2.3 1979 · score 2.4 1980 · score 2.2 1981 · score 2.2 1982 · score 2.3 1983 · score 2.2 1984 · score 2.3 1985 · score 2.3 1986 · score 2.3 1987 · score 2.3 1988 · score 2.8 1989 · score 2.8 1990 · score 2.9 1991 · score 3.0 1992 · score 3.3 1993 · score 3.3 1994 · score 3.3 1995 · score 3.3 1996 · score 3.2 1997 · score 3.2 1998 · score 3.3 1999 · score 3.4 2000 · score 2.8 2001 · score 2.9 2002 · score 3.0 2003 · score 3.0 2004 · score 3.1 2005 · score 3.2 2006 · score 3.3 2007 · score 3.3 2008 · score 4.2 2009 · score 4.3 2010 · score 4.3 2011 · score 4.4 2012 · score 4.0 2013 · score 4.1 2014 · score 4.2 2015 · score 4.3 2016 · score 4.2 2017 · score 4.3 2018 · score 4.5 2019 · score 4.7 2020 · score 5.4 2021 · score 5.5 2022 · score 5.5 2023 · score 5.5 2024 · score 5.3 2025 · score 5.1 2026 · score 2.5

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 4.8 Regional 4.8 State 1.7 Economic 7.9 Supply 7.0 Rent Control 6.8 Eviction 1.2 Tenant 8.9 Housing 7.3 2.5 LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +19.9% (2024)
    4.8
  2. Regional political climate
    County-weighted neighbor mix
    4.8
  3. State political climate
    Montana legislature & governorship
    1.7
  4. Economic stress
    20.0% poverty · 6.9% unemp.
    7.9
  5. Supply constraint
    $912 average · 45.4% renters
    7.0
  6. Rent Control risk
    30.0% of income on rent
    6.8
  7. Eviction process difficulty
    28 days filing → judgment
    1.2
  8. Tenant organizing strength
    45.4% renters
    8.9
  9. Housing court bias
    County bench composition
    7.3
Geographic context

Risk heat across Polson and the region

Click any city to see its score

How Polson compares

Risk score vs. peers, county, state, and the U.S.
Rank in Lake County
High
#4 of 26 cities
Rank in county, 88th percentileBottomTop
#4 of 26 cities in Lake County for landlord eviction risk.
Rank in Montana
High
#69 of 496 cities
Rank in state, 86th percentileBottomTop
#69 of 496 cities in Montana for landlord eviction risk.
vs. county · state · U.S.
Polson risk score vs. county / state / U.S.Polson: 2.52.5PolsonThis cityCounty: 2.32.3Countyavg in countyState: 2.22.2Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.5
    / 10 · LOW
    The verdict

    A Low-tier market.

    Composite 2.5/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.3 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 28d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $912/mo. A contested eviction takes 28 days and costs $806-$2,902 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 45.4%
    Renters
    The renters

    Who you'll be renting to.

    Out of 5,428 residents, 45.4% rent. 30% are spending 30%+ income on rent, 20.0% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 4.8
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 4.8 and 4.8 (GOP margin +19.9% (2024)). State climate at 1.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.2, housing court bias 7.3, rent-control risk 6.8. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.8 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 7.9
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 7.9. Supply constraint: 7. The numbers behind those: 20.0% poverty, 6.9% unemployment, 30% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Polson sits in the quick & cheap quadrant

Bubble size = population · color = risk score
00Overview

About eviction risk in Polson, MT

Landlording in Polson, Montana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.5/10 (LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Polson is a city of 5,428 residents where 45.4% of occupied units are renter-occupied, and the typical renter spends 30.0% of income on rent. At an average rent of $912/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Polson eviction process actually works

Eviction process difficulty here reads 1.2/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Polson closes 28 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Polson's timeline is usually the calendar, not the motion practice. Housing court bias scores 7.3/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Polson runs $806 to $2,902 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 28 days of typical timeline and $912/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.9/10 in Polson, and the city carries meaningful rent control exposure (6.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Montana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Polson: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Montana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,902 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Polson

Trap · 20.0%
Local poverty rate is 20.0%, and the rent-burden distribution skews the eviction-filings curve toward moderate volume in Lake County. Rent-control-risk sub-score: 6.8/10. Tenant organizing is most active in the rental concentration corridors.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Polson without a reason?

No, you need a valid reason like non-payment of rent, lease violation, or the end of a lease term (with proper notice). While Montana doesn't have statewide just-cause eviction, you still must follow specific notice periods for your reason. You can't just kick someone out without following the law.

Q2

How quickly can I get a tenant out for not paying rent in Polson?

The fastest path is usually a 3-day pay-or-quit notice, followed by filing in court. The typical timeline from start to finish is around 28 days, but this depends on court schedules and if the tenant contests the eviction. Don't expect it to be overnight.

Q3

Do I need a lawyer to evict a tenant in Polson?

You are not legally required to have a lawyer for an eviction in Montana. However, given the potential for court bias and the specific procedural rules, hiring an attorney is highly recommended, especially if the tenant disputes the eviction or if you're unsure about any step. It can save you time and money in the long run.

Q4

What if my tenant damages the property beyond the security deposit amount?

If the damages exceed the security deposit, you can sue the tenant in small claims court for the remaining amount. Keep detailed records, including photos, repair estimates, and receipts, to support your claim. This is a separate legal action from the eviction itself.

Q5

Can I turn off utilities if a tenant won't leave?

Absolutely not. Turning off utilities, changing locks, or removing a tenant's belongings are illegal "self-help" evictions in Montana. These actions can result in significant penalties and can destroy your case in court. Always follow the legal eviction process through the courts.

06Score

What this score means for landlords2

A 2.5/10 places Polson in the 89th percentile of Montana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.