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Libby, Montana eviction risk overview
City brief · 3,042 residents

Libby, MT Eviction Risk: VERY LOW

Lincoln County · Population 3,042

In 2026
Risk score
2.4
VERY LOW

85th percentile, Montana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min1.7 Average2.9 Now2.4
10 5 1976 · score 1.8 1977 · score 1.8 1978 · score 1.9 1979 · score 1.9 1980 · score 1.7 1981 · score 1.8 1982 · score 1.8 1983 · score 1.8 1984 · score 1.8 1985 · score 1.8 1986 · score 1.8 1987 · score 1.9 1988 · score 2.3 1989 · score 2.3 1990 · score 2.4 1991 · score 2.5 1992 · score 2.8 1993 · score 2.8 1994 · score 2.8 1995 · score 2.8 1996 · score 2.7 1997 · score 2.7 1998 · score 2.8 1999 · score 2.8 2000 · score 2.4 2001 · score 2.4 2002 · score 2.4 2003 · score 2.5 2004 · score 2.6 2005 · score 2.7 2006 · score 2.8 2007 · score 2.9 2008 · score 3.6 2009 · score 3.7 2010 · score 3.7 2011 · score 3.8 2012 · score 3.4 2013 · score 3.5 2014 · score 3.6 2015 · score 3.6 2016 · score 3.5 2017 · score 3.6 2018 · score 3.8 2019 · score 4.0 2020 · score 4.5 2021 · score 4.5 2022 · score 4.5 2023 · score 4.5 2024 · score 4.4 2025 · score 4.1 2026 · score 2.4

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 3.3 Regional 3.3 State 1.7 Economic 6.3 Supply 5.2 Rent Control 4.9 Eviction 1.3 Tenant 8.2 Housing 6.8 2.4 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +53.4% (2024)
    3.3
  2. Regional political climate
    County-weighted neighbor mix
    3.3
  3. State political climate
    Montana legislature & governorship
    1.7
  4. Economic stress
    26.1% poverty · 1.9% unemp.
    6.3
  5. Supply constraint
    $672 average · 43.0% renters
    5.2
  6. Rent Control risk
    31.5% of income on rent
    4.9
  7. Eviction process difficulty
    25 days filing → judgment
    1.3
  8. Tenant organizing strength
    43.0% renters
    8.2
  9. Housing court bias
    County bench composition
    6.8
Geographic context

Risk heat across Libby and the region

Click any city to see its score

How Libby compares

Risk score vs. peers, county, state, and the U.S.
Rank in Lincoln County
Very High
#1 of 16 cities
Rank in county, 100th percentileBottomTop
#1 of 16 cities in Lincoln County for landlord eviction risk.
Rank in Montana
High
#93 of 496 cities
Rank in state, 81st percentileBottomTop
#93 of 496 cities in Montana for landlord eviction risk.
vs. county · state · U.S.
Libby risk score vs. county / state / U.S.Libby: 2.42.4LibbyThis cityCounty: 2.12.1Countyavg in countyState: 2.22.2Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.4
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.4/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.6 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 25d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $672/mo. A contested eviction takes 25 days and costs $848-$3,028 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 43.0%
    Renters
    The renters

    Who you'll be renting to.

    Out of 3,042 residents, 43.0% rent. 32% are spending 30%+ income on rent, 26.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 3.3
    Local + regional
    The politics

    Light-statute interior market.

    Local & regional political climate score 3.3 and 3.3 (GOP margin +53.4% (2024)). State climate at 1.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.3, housing court bias 6.8, rent-control risk 4.9. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.3. Supply constraint: 5.2. The numbers behind those: 26.1% poverty, 1.9% unemployment, 32% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Libby sits in the quick & cheap quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Billings, MT · 30d · ~$2.1k all-in ($68/day) · score 1.7 Billings Missoula, MT · 26d · ~$1.8k all-in ($69/day) · score 3 Missoula Great Falls, MT · 25d · ~$1.7k all-in ($66/day) · score 1.5 Great Falls Bozeman, MT · 29d · ~$1.7k all-in ($59/day) · score 2.5 Bozeman Spokane, WA · 160d · ~$12.5k all-in ($78/day) · score 6.3 Spokane Spokane Valley, WA · 174d · ~$14.2k all-in ($82/day) · score 6.4 Spokane Valley Coeur d'Alene, ID · 25d · ~$1.5k all-in ($60/day) · score 2.5 Coeur d'Alene Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Libby
Libby · 25d · ~$1.9k all-in ($78/day) · score 2.4 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Libby, MT

Landlording in Libby, Montana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.4/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Libby is a city of 3,042 residents where 43.0% of occupied units are renter-occupied, and the typical renter spends 31.5% of income on rent. At an average rent of $672/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Libby eviction process actually works

Eviction process difficulty here reads 1.3/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Libby closes 25 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Libby's timeline is usually the calendar, not the motion practice. Housing court bias scores 6.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Libby runs $848 to $3,028 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 25 days of typical timeline and $672/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 8.2/10 in Libby, and the city has limited rent control exposure (4.9/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Montana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Libby: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Montana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $3,028 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Libby

Trap · 4.9/10
Comparative benchmarking matters in markets like this. Libby's 4.1/10 is below the Montana state average. Rent-control-risk sub-score: 4.9/10. See the nearby cities grid below for direct A-vs-B comparison.
05FAQ

Frequently asked questions

Q1

Can I evict a tenant in Libby without a reason?

For month-to-month leases, yes. Montana does not have a statewide just-cause eviction requirement. You can issue a 30-day no-cause termination notice. For fixed-term leases, you generally need a reason like non-payment or lease violation.

Q2

What's the shortest time I can get a tenant out for non-payment in Libby?

The absolute minimum is the 3-day pay-or-quit notice, followed by filing in court. The typical full process takes about 25 days. You won't get them out in a week, so plan accordingly.

Q3

Is there rent control in Libby, MT?

No. Montana has no statewide rent control, and no city in Montana, including Libby, has local rent control ordinances. This means you can set your rents based on market conditions. See our Montana rent control rules for more.

Q4

What happens if I don't return the security deposit within 10 days?

If you don't return the security deposit or provide an itemized list of deductions within 10 days of the tenant vacating, you risk losing your right to deduct for damages and may have to return the full deposit, even if there were legitimate damages. Don't miss that deadline.

Q5

Do I have to accept Section 8 or other housing vouchers in Libby?

No, Montana does not have statewide source-of-income protection. This means you are not legally required to accept housing vouchers like Section 8. However, you cannot discriminate based on other protected classes.

Q6

Can a tenant appeal an eviction in Lincoln County?

Yes, a tenant can appeal a Justice Court eviction decision to the District Court. This will add significant time and cost to the process, which is why proper procedure from day one is critical. For more on the broader state context, check out the Montana eviction risk overview or the Lincoln County eviction guide.

===META_TITLE=== Libby, MT Eviction Risk 4.1/10: Manage Costs & Timeline ===META_DESC=== Libby, MT has a 4.1/10 eviction risk score. Expect 3-day notices, 25-day evictions, and average costs of $848-$3,028. Get your landlord playbook here. ===INTRO_HTML=== Libby, Montana. Not a big city, but it's home to your rental properties. When you own units here, you're looking at a specific set of challenges and advantages, especially when a tenant stops paying rent. Our data pegs Libby's eviction risk score at 4.1/10, placing it in the moderate tier. This isn't Los Angeles, but it's not a free-for-all either. You've got a distinct path to follow if things go sideways. For landlords with a few units in Libby, that 4.1/10 score means you can't be complacent. The average rent is $672, and the rent-to-income ratio sits at 31.5%, which is manageable but shows that tenants are spending a good chunk of their income on housing. Knowing the local rules, the costs, and the specific timeline will save you a lot of headaches and cash. Don't guess. Know the playbook.
06Score

What this score means for landlords2

A 2.4/10 places Libby in the 85th percentile of Montana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.