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Florence, Montana eviction risk overview
City brief · 923 residents

Florence, MT Eviction Risk: VERY LOW

Ravalli County · Population 923

In 2026
Risk score
2.2
VERY LOW

75th percentile, Montana.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.1 Average3.0 Now2.2
10 5 1976 · score 2.1 1977 · score 2.1 1978 · score 2.2 1979 · score 2.3 1980 · score 2.1 1981 · score 2.1 1982 · score 2.2 1983 · score 2.1 1984 · score 2.1 1985 · score 2.2 1986 · score 2.2 1987 · score 2.2 1988 · score 2.6 1989 · score 2.7 1990 · score 2.8 1991 · score 2.8 1992 · score 3.0 1993 · score 3.0 1994 · score 3.1 1995 · score 3.1 1996 · score 3.0 1997 · score 3.0 1998 · score 3.1 1999 · score 3.1 2000 · score 2.1 2001 · score 2.1 2002 · score 2.2 2003 · score 2.2 2004 · score 2.5 2005 · score 2.5 2006 · score 2.6 2007 · score 2.7 2008 · score 3.5 2009 · score 3.6 2010 · score 3.7 2011 · score 3.7 2012 · score 3.3 2013 · score 3.4 2014 · score 3.5 2015 · score 3.6 2016 · score 3.5 2017 · score 3.6 2018 · score 3.8 2019 · score 4.1 2020 · score 4.7 2021 · score 4.8 2022 · score 4.8 2023 · score 4.8 2024 · score 4.7 2025 · score 4.6 2026 · score 2.2

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 6.6 Regional 6.6 State 1.7 Economic 6.3 Supply 3.3 Rent Control 7.7 Eviction 1.6 Tenant 4.2 Housing 5.8 2.2 VERY LOW
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    GOP margin +40.6% (2024)
    6.6
  2. Regional political climate
    County-weighted neighbor mix
    6.6
  3. State political climate
    Montana legislature & governorship
    1.7
  4. Economic stress
    6.9% poverty · 9.7% unemp.
    6.3
  5. Supply constraint
    $631 average · 11.7% renters
    3.3
  6. Rent Control risk
    18.3% of income on rent
    7.7
  7. Eviction process difficulty
    28 days filing → judgment
    1.6
  8. Tenant organizing strength
    11.7% renters
    4.2
  9. Housing court bias
    County bench composition
    5.8
Geographic context

Risk heat across Florence and the region

Click any city to see its score

How Florence compares

Risk score vs. peers, county, state, and the U.S.
Rank in Ravalli County
Moderate
#6 of 10 cities
Rank in county, 44th percentileBottomTop
#6 of 10 cities in Ravalli County for landlord eviction risk.
Rank in Montana
Elevated
#133 of 496 cities
Rank in state, 73rd percentileBottomTop
#133 of 496 cities in Montana for landlord eviction risk.
vs. county · state · U.S.
Florence risk score vs. county / state / U.S.Florence: 2.22.2FlorenceThis cityCounty: 2.32.3Countyavg in countyState: 2.22.2Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 2.2
    / 10 · VERY LOW
    The verdict

    A Very low-tier market.

    Composite 2.2/10. Mid-range market; standard documentation usually wins. The 50-year curve shows a slow, steady climb.

    50-yr trend+0.1 over 50 yr
    197620012026

    Steady ratchet · no large swings

  2. 28d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $631/mo. A contested eviction takes 28 days and costs $1,003-$2,703 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 11.7%
    Renters
    The renters

    Who you'll be renting to.

    Out of 923 residents, 11.7% rent. 18% are spending 30%+ income on rent, 6.9% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 6.6
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 6.6 and 6.6 (GOP margin +40.6% (2024)). State climate at 1.7, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 1.7
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 1.7/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 1.6, housing court bias 5.8, rent-control risk 7.7. Standard process speed for the state.

    50-yr trendProcess difficulty +-3.4 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 6.3
    Economic stress
    The stress

    Economic pressure is the background risk.

    Economic stress: 6.3. Supply constraint: 3.3. The numbers behind those: 6.9% poverty, 9.7% unemployment, 18% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Florence sits in the quick & cheap quadrant

Bubble size = population · color = risk score
00Overview

About eviction risk in Florence, MT

Landlording in Florence, Montana, presents a manageable operating environment for documented landlords. The Eviction Risk Score is 2.2/10 (VERY LOW tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Mid-tier market where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Florence is a city of 923 residents where 11.7% of occupied units are renter-occupied, and the typical renter spends 18.3% of income on rent. At an average rent of $631/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Florence eviction process actually works

Eviction process difficulty here reads 1.6/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Florence closes 28 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Florence's timeline is usually the calendar, not the motion practice. Housing court bias scores 5.8/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Florence runs $1,003 to $2,703 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 28 days of typical timeline and $631/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 4.2/10 in Florence, and the city carries meaningful rent control exposure (7.7/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In Montana, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Florence: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY LOW tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match Montana's statutory language. Fix those four, and most cases settle or default. Skip them, and a $2,703 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Florence

Trap · 7.7/10
The 4.6/10 score weighs nine sub-factors including political climate, court bias, supply constraint, and tenant organizing strength. Florence's rent-control-risk sub-score is 7.7/10, driven by demographic and political pressure for tenant relief.
05FAQ

Frequently asked questions

Q1

What's the pay-or-quit notice period for Florence?

3 days. Montana law (MCA § 70-24 (Residential Landlord and Tenant Act)) sets a 3-day pay-or-quit notice before any unlawful-detainer filing. If the tenant pays in full inside the cure window, the notice is satisfied and the landlord cannot proceed on that delinquency.

Q2

How much can I charge for a security deposit in Florence?

Montana does not have a statutory cap; market practice and lease language govern. Confirm any local-ordinance limits before setting deposit policy.

Q3

Can I end a month-to-month tenancy in Florence without cause?

Not at the state level. Montana doesn't impose statewide just-cause. Some Montana cities and counties do, though, so check Florence's local ordinances before drafting a no-cause notice.

Q4

Can Florence landlords refuse Section 8?

Not at the state level. Montana doesn't have statewide source-of-income protection, though some cities and counties do. Verify Florence's local code before adopting any no-voucher policy.

Q5

What's the typical Florence eviction cost?

Typical all-in: $1,003 to $2,703, covering filing, service, attorney representation, sheriff or constable lockout, and lost rent during the case. Cash-for-keys at $1,000-$3,000 routinely outperforms full-process economics when the tenant will negotiate.

Q6

What's the timeline for a Florence eviction?

Uncontested cases run 21-45 days from notice service to physical lockout. Contested cases, usually involving habitability counterclaims, retaliation defenses, or notice-defect attacks, extend by 60-180 days.

Q7

What happens if I change the locks on a non-paying tenant?

No. Self-help eviction, changing locks, shutting off utilities, removing belongings, is illegal in Montana and every other state. Statutory damages typically run $1,000-$10,000 per incident plus the tenant's attorney fees. The fact that the tenant hasn't paid in months does not change this; you still go through court.

State-level deep-dives: Montana eviction process, Montana eviction costs, Montana deposit rules, Montana tenant protections. County context: Missoula County overview. Score methodology: how we calculate the 4.6/10.

06Score

What this score means for landlords2

A 2.2/10 places Florence in the 75th percentile of Montana cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has climbed steadily since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.