Ducktown Eviction Risk: Elevated

What pushes the score up most is economic stress at 10/10. The poverty rate is 44%, which shows up in this model as reduced rent-recovery odds after a judgment.

Severe burden reaches 33%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. 30.6% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt. Annualized rent equals 39% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

73% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 20.9% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two.

At $1,340 a month, rents sit 18% over what the rest of Atlantic City commands. Well under the midpoint is supply constraint, at 2.8/10.

Court records for this tract carry 752 eviction filings. The worst year on record was 2013, when filings touched 27.1% of renter households. Recent filings have not receded much: 21.5% in 2018 against a 27.1% peak.

That places it #1 of 11 neighborhoods in Atlantic City.

Because the boundary contains one tract, 7.8/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.