Midtown Eviction Risk: Elevated

The poverty rate is 49%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. Set annual rent against average household income of $24,554 and the ratio lands at 47%, above the conventional 30% ceiling.

93% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. Cost burden runs 46% against 33.6% citywide, putting Midtown 12.2% over its own city.

Food insecurity affects 42.1% of adults, 24.3 points above the national rate. Running cool is supply constraint, at 1/10.

22.4% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. Severe burden reaches 23%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears.

Court records for this tract carry 2,769 eviction filings. At $953 a month, rents sit 16% under what the rest of Atlantic City commands.

Filing activity peaked in 2014 at 60.1% of renter households.

One tract means one number: 7.8/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.