Heather Croft Eviction Risk: Lower

The dominant input is rent-regulation exposure at 8.9/10. Severe burden reaches 27%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Well under the midpoint is economic stress, at 1.4/10.

The filing record is not thin: 60 evictions logged in this tract. SNAP participation is 5.3% of households versus 15.2% nationally.

Filing activity peaked in 2014 at 9.5% of renter households. At $1,623 a month, rents sit 12% under what the rest of Northfield commands. Food insecurity affects 9.7% of adults, 8.1 points below the national rate.

The most recent observed rate, 3.7% in 2018, is well off that peak. At 14% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out. For a like-for-like read, Tudor Terrace and Northfield Plaza score within a fraction of it.

Against average income of $109,200, annual rent is only 18%, a wide affordability cushion. Poverty sits at 6%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 3.1/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.