Within parent city
0
th percentile
Very Low
Census Tract · Ranked #31,049 of 84,120 nationally
Closter Eviction Risk: Moderate
Tract 34003007001 · Bergen County, NJ · pop 4,213
34003007001 is a census tract in Closter, NJ. It scores 5.1/10 for landlords. Population here is 4,213. Severe burden reaches 47%. Those are renters paying half their income or more, and that is where non-payment filings originate.
Risk score
5.1
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 11%
Stable renters 8%
Owners 81%
Tract context
Occupied units1,272
Renter share18.9%
SVI overall0.40
Poverty rate3.5%
Median income$167,625
Percentile rank
Higher percentile = riskier than more peers.Within county
17
th percentile
Very Low
Within state
38
th percentile
Low
National
63
th percentile
Elevated
Geographic context
Risk heat across Closter and the region
Centroid at 40.9744, -73.9746 · click any tract to drill in
Why Closter scores 5.1
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Closter
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$2,375 rent vs county FMR
6.5
Rent control risk
Inherited from Closter
6.6
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Closter
4.3
Housing court bias
Inherited from Closter
5.4
How Closter compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 40
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 26%Socioeconomic
- 73%Household composition
- 66%Racial/ethnic minority
- 31%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 52%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 40Total filings over 5 yrs
- 2.67%Avg annual filing rate
- 5.0%Peak (2015)
- 5Filings in 2018 (latest validated)
Filings climbed 67% over the past 5 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.1%Housing insecurity
- 3.7%Utility-shutoff threat
- 8.0%Food insecurity
- 3.7%SNAP enrollment
- 4.4%Transit barriers
- 6.6%No health insurance
- 12.1%Frequent mental distress
- 18.5%Any disability
Analysis
What drives eviction risk in Closter
The main counterweight is economic stress at 1/10. 59% of renter households cross the 30%-of-income line, well above the Bergen County average of 46.6%. On the high side, court filing pressure reads 7.9/10.
It sits 1.2 points below the Bergen County average of 6.3. The filing record is not thin: 40 evictions over 5 years of observation. The voucher gap is 14.6%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.
Housing insecurity runs 7.1% against 14.2% nationally. At $2,375 a month, rents run 13% under what the rest of Closter commands. Inability to pay a utility bill runs 3.7% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.
Filings peaked in 2015 at 5.0% of renter households. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.
These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.
Frequently asked
About tract 34003007001
Q1
What is the eviction-risk score for census tract 34003007001?
Census tract 34003007001 in Closter scores 5.1/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003007001?
Median gross rent is $2,375/month (ACS 5-year 2023, table B25064). 59% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003007001?
3.5% of residents in tract 34003007001 live below the federal poverty line (ACS B17001, 2023). Population: 4,213.
Q4
How socially vulnerable is tract 34003007001?
CDC Social Vulnerability Index ranks this tract in the 40th percentile nationally. Sub-themes: socioeconomic 26th, household 73th, minority 66th, housing 31th.
Q5
How many evictions are filed each year in tract 34003007001?
Princeton eviction risk Eviction Lab recorded 40 eviction filings across 5 validated years in tract 34003007001 (2000-2018). The average annual filing rate is 2.67% of renter households, peaking at 5.0% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 34003007001 struggle to pay rent?
About 7.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.7% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34003007001 compare to Closter overall?
Tract 34003007001 scores 5.1/10, lower than the parent city of Closter at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Closter; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8
Was tract 34003007001 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Closter
Top eight tracts in Closter ranked by composite eviction-risk score.
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