Within neighborhood
50
th percentile
Moderate
Neighborhood · Ranked #80,791 of 84,120 nationally
Cambridge Heights Eviction Risk: Lower , Upper Saddle River
Tract 34003053202 · Bergen County, NJ · pop 3,604 · neighborhood within 1.0 mi
How risky is the Cambridge Heights area of Upper Saddle River for landlords? Census tract 34003053202 scores 6.8/10, the Elevated tier. On the national scale it ranks #7,034 of 84,120 for landlord eviction difficulty.
91% of renter households here spend at least 30% of income on rent, a severe level, and 40% are severely burdened at 50% or more. Average rent runs $3,501 a month against an average household income of $181,953 a year, roughly 23% of income at the averages. About 7% of occupied units are renter-occupied.
Risk score
1.3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7%
Stable renters 1%
Owners 92%
Tract context
Occupied units1,101
Renter share7.4%
SVI overall0.11
Poverty rate3.5%
Median income$181,953
Percentile rank
Higher percentile = riskier than more peers.Within parent city
0
th percentile
Very Low
Within county
5
th percentile
Very Low
Within state
7
th percentile
Very Low
Geographic context
Risk heat across Upper Saddle River and the region
Centroid at 41.0708, -74.1044 · click any tract to drill in
Why Cambridge Heights scores 1.3
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Upper Saddle River
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
3.5% poverty · this tract
1.0
Supply constraint
$3,501 rent vs county FMR
10.0
Rent control risk
Inherited from Upper Saddle River
9.2
Eviction process difficulty
State law sets the calendar
6.9
Tenant organizing strength
Inherited from Upper Saddle River
2.8
Housing court bias
Inherited from Upper Saddle River
6.0
How Cambridge Heights compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 11
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 30%Socioeconomic
- 39%Household composition
- 44%Racial/ethnic minority
- 1%Housing & transportation
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 6.1%Housing insecurity
- 3.5%Utility-shutoff threat
- 6.1%Food insecurity
- 3.0%SNAP enrollment
- 3.9%Transit barriers
- 5.2%No health insurance
- 12.7%Frequent mental distress
- 18.1%Any disability
Analysis
What drives eviction risk in Cambridge Heights
The heaviest input here is supply constraint at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Upper Saddle River, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Bergen County average of 6.3 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 11th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a relatively low-vulnerability reading.
In CDC survey modeling, about 6.1% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.5% faced a utility shutoff threat, a common early warning before a filing.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003053202
Q1
What is the eviction-risk score for census tract 34003053202?
Census tract 34003053202 in the Cambridge Heights neighborhood scores 1.3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003053202?
Median gross rent is $3,501/month (ACS 5-year 2023, table B25064). 91% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003053202?
3.5% of residents in tract 34003053202 live below the federal poverty line (ACS B17001, 2023). Population: 3,604.
Q4
How socially vulnerable is tract 34003053202?
CDC Social Vulnerability Index ranks this tract in the 11th percentile nationally. Sub-themes: socioeconomic 30th, household 39th, minority 44th, housing 1th.
Q5
Is tract 34003053202 considered part of Cambridge Heights?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003053202 fall within Cambridge Heights (neighborhood centroid within 1.0 miles, OSM data).
Q6
What share of households in tract 34003053202 struggle to pay rent?
About 6.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.5% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 34003053202 compare to Upper Saddle River overall?
Tract 34003053202 scores 1.3/10, lower than the parent city of Upper Saddle River at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Upper Saddle River; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Upper Saddle River
Top eight tracts in Upper Saddle River ranked by composite eviction-risk score.
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