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Census Tract · Ranked #19,618 of 84,120 nationally

Closter Eviction Risk: Moderate

Tract 34003007002 · Bergen County, NJ · pop 4,342

Census tract 34003007002 covers part of Closter, NJ, and scores 5.9/10 on landlord eviction risk. It is home to 4,342 residents. The voucher gap is 30.7%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Risk score
5.9
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 10% Owners 83%
Tract context
Occupied units1,360
Renter share17.1%
SVI overall0.22
Poverty rate10.6%
Median income$219,464

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Closter
Very High
Within county
50 th percentile
Rank, 50th percentileLowHigh
#102 of 203 tracts In Bergen County
Moderate
Within state
54 th percentile
Rank, 54th percentileLowHigh
#1,000 of 2,175 tracts In New Jersey
Moderate
National
77 th percentile
Rank, 77th percentileLowHigh
#19,618 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Closter and the region

Centroid at 40.9732, -73.9516 · click any tract to drill in

Why Closter scores 5.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Closter
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
10.6% poverty · this tract
2.6
Supply constraint
$2,708 rent vs county FMR
8.1
Rent control risk
Inherited from Closter
6.6
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Closter
4.3
Housing court bias
Inherited from Closter
5.4

How Closter compares

Risk score vs. parent city, county, state.
Closter risk score vs. parent city / county / state5.9This tracttract 0070026.0Closterparent city6.3Countyavg tract in county6.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 22

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 44Total filings over 5 yrs
  • 4.29%Avg annual filing rate
  • 6.7%Peak (2015)
  • 8Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 34003007002
Filings climbed 33% over the past 5 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Closter

24% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. The dominant input is supply constraint at 8.1/10. Running hot, court filing pressure reads 7.9/10.

SNAP participation runs 3.9% against 15.2% nationally. On the softer side, economic stress reads 2.6/10. Court records carry 44 eviction filings across 5 observed years.

42% of renter households cross the 30%-of-income line, below the Bergen County average of 46.6%. Housing insecurity runs 7.0% against 14.2% nationally. The worst year on record was 2015, when 6.7% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 4.3% of renter households face a filing.

That is riskier than roughly 77% of the 84,120 US census tracts in this model.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 34003007002

Q1

What is the eviction-risk score for census tract 34003007002?

Census tract 34003007002 in Closter scores 5.9/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34003007002?

Median gross rent is $2,708/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34003007002?

10.6% of residents in tract 34003007002 live below the federal poverty line (ACS B17001, 2023). Population: 4,342.
Q4

How socially vulnerable is tract 34003007002?

CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 15th, household 53th, minority 73th, housing 15th.
Q5

How many evictions are filed each year in tract 34003007002?

Princeton eviction risk Eviction Lab recorded 44 eviction filings across 5 validated years in tract 34003007002 (2000-2018). The average annual filing rate is 4.29% of renter households, peaking at 6.7% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 34003007002 struggle to pay rent?

About 7.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 34003007002 compare to Closter overall?

Tract 34003007002 scores 5.9/10, right in line with the parent city of Closter at 6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Closter; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 34003007002 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Closter

Top eight tracts in Closter ranked by composite eviction-risk score.

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