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Census Tract · Ranked #58,384 of 84,120 nationally

Closter Eviction Risk: Lower

Tract 34003007002 · Bergen County, NJ · pop 4,342

Tract 34003007002 covers Closter in New Jersey. Home to 4,342 residents, it scores 6.5/10 on landlord eviction risk. It lands near the 87th percentile nationally for landlord eviction risk.

About 42% of renters carry a rent burden of 30% of income or higher, a severe level, and 24% are severely burdened at 50% or more. The typical renter pays about $2,708 a month while the average household earns $219,464 a year, roughly 15% of income at the averages. Renters make up 17% of occupied homes.

Risk score
3
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 7% Stable renters 10% Owners 83%
Tract context
Occupied units1,360
Renter share17.1%
SVI overall0.22
Poverty rate10.6%
Median income$219,464

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
100 th percentile
Rank, 100th percentileLowHigh
#1 of 2 tracts In Closter
Very High
Within county
51 th percentile
Rank, 51st percentileLowHigh
#101 of 203 tracts In Bergen County
Moderate
Within state
38 th percentile
Rank, 38th percentileLowHigh
#1,342 of 2,175 tracts In New Jersey
Low
National
31 th percentile
Rank, 31st percentileLowHigh
#58,384 of 84,120 tracts In U.S.
Low
Geographic context

Risk heat across Closter and the region

Centroid at 40.9732, -73.9516 · click any tract to drill in

Why Closter scores 3

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Closter
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
10.6% poverty · this tract
2.6
Supply constraint
$2,708 rent vs county FMR
8.1
Rent control risk
Inherited from Closter
6.6
Eviction process difficulty
State law sets the calendar
6.0
Tenant organizing strength
Inherited from Closter
4.3
Housing court bias
Inherited from Closter
5.4

How Closter compares

Risk score vs. parent city, county, state.
Closter risk score vs. parent city / county / stateThis tract: 3.03.0This tracttract 007002Closter: 7.47.4Closterparent cityCounty: 3.53.5Countyavg tract in countyState: 4.34.3Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 22

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 44Total filings over 5 yrs
  • 4.29%Avg annual filing rate
  • 6.7%Peak (2015)
  • 8Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 340030070022013: 6 filings (2.68/100 renter HHs)2014: 6 filings (2.68/100 renter HHs)2015: 15 filings (6.70/100 renter HHs)2017: 9 filings (4.97/100 renter HHs)2018: 8 filings (4.42/100 renter HHs)
Filings climbed 33% over the past 5 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Closter

The heaviest input here is supply constraint at 8.1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Closter, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores about the same as the Bergen County average of 6.3 and in line with the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.

HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.

In CDC survey modeling, about 7.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 3.9% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 34003007002

Q1

What is the eviction-risk score for census tract 34003007002?

Census tract 34003007002 in Closter scores 3/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34003007002?

Median gross rent is $2,708/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34003007002?

10.6% of residents in tract 34003007002 live below the federal poverty line (ACS B17001, 2023). Population: 4,342.
Q4

How socially vulnerable is tract 34003007002?

CDC Social Vulnerability Index ranks this tract in the 22th percentile nationally. Sub-themes: socioeconomic 15th, household 53th, minority 73th, housing 15th.
Q5

How many evictions are filed each year in tract 34003007002?

Princeton eviction risk Eviction Lab recorded 44 eviction filings across 5 validated years in tract 34003007002 (2000-2018). The average annual filing rate is 4.29% of renter households, peaking at 6.7% in 2015. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 34003007002 struggle to pay rent?

About 7.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 3.9% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 34003007002 compare to Closter overall?

Tract 34003007002 scores 3/10, lower than the parent city of Closter at 7.4/10. City-scale signals (state law, local rent controls, court bias) are inherited from Closter; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 34003007002 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Closter

Top eight tracts in Closter ranked by composite eviction-risk score.

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