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Census Tract · Ranked #8,653 of 84,120 nationally

Garfield Eviction Risk: Elevated

Tract 34003021200 · Bergen County, NJ · pop 6,279

34003021200 is a census tract in Garfield, NJ. It scores 7.9/10 for landlords. The score leans hardest on tenant-organizing strength at 9.4/10.

Risk score
7.9
Elevated
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 30% Stable renters 27% Owners 43%
Tract context
Occupied units2,019
Renter share57.1%
SVI overall0.72
Poverty rate11.5%
Median income$100,313

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
17 th percentile
Rank, 17th percentileLowHigh
#6 of 7 tracts In Garfield
Very Low
Within county
83 th percentile
Rank, 83rd percentileLowHigh
#35 of 203 tracts In Bergen County
High
Within state
81 th percentile
Rank, 81st percentileLowHigh
#421 of 2,175 tracts In New Jersey
High
National
90 th percentile
Rank, 90th percentileLowHigh
#8,653 of 84,120 tracts In U.S.
High
Geographic context

Risk heat across Garfield and the region

Centroid at 40.8834, -74.1212 · click any tract to drill in

Why Garfield scores 7.9

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Garfield
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
11.5% poverty · this tract
2.9
Supply constraint
$1,778 rent vs county FMR
3.6
Rent control risk
Inherited from Garfield
6.8
Eviction process difficulty
State law sets the calendar
6.3
Tenant organizing strength
Inherited from Garfield
9.4
Housing court bias
Inherited from Garfield
6.7

How Garfield compares

Risk score vs. parent city, county, state.
Garfield risk score vs. parent city / county / state7.9This tracttract 0212007.0Garfieldparent city6.3Countyavg tract in county6.0Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 72

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 206Total filings over 5 yrs
  • 3.27%Avg annual filing rate
  • 3.9%Peak (2014)
  • 32Filings in 2018 (latest validated)
Filings by year 2013 to 2018
Year-by-year eviction filings in tract 34003021200
Filings dropped 20% over the past 5 months.
Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Garfield

It sits 1.6 points above the Bergen County average of 6.3. The severe-burden share is 18%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Sitting well above the midpoint, court filing pressure reads 7.9/10. about half of renter households cross the 30%-of-income line, above the Bergen County average of 46.6%.

Princeton eviction risk's Eviction Lab logged 206 filings here across 5 tracked years. On the softer side, economic stress reads 2.9/10. The worst year on record was 2014, when 3.9% of renter households were served.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. In a typical year about 3.3% of renter households face a filing. That is riskier than roughly 90% of the 84,120 US census tracts in this model.

CDC social-vulnerability scoring puts the tract at 7.5/10. Statewide the NJ average is 6.0, so this tract runs 1.9 points hotter.

Of its three components the housing type and transport measure is the most pressured. Average gross rent is $1,778, close to the Garfield average.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.

Frequently asked

About tract 34003021200

Q1

What is the eviction-risk score for census tract 34003021200?

Census tract 34003021200 in Garfield scores 7.9/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 34003021200?

Median gross rent is $1,778/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 34003021200?

11.5% of residents in tract 34003021200 live below the federal poverty line (ACS B17001, 2023). Population: 6,279.
Q4

How socially vulnerable is tract 34003021200?

CDC Social Vulnerability Index ranks this tract in the 72th percentile nationally. Sub-themes: socioeconomic 68th, household 50th, minority 60th, housing 79th.
Q5

How many evictions are filed each year in tract 34003021200?

Princeton eviction risk Eviction Lab recorded 206 eviction filings across 5 validated years in tract 34003021200 (2000-2018). The average annual filing rate is 3.27% of renter households, peaking at 3.9% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q6

What share of households in tract 34003021200 struggle to pay rent?

About 15.1% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 8.0% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 34003021200 compare to Garfield overall?

Tract 34003021200 scores 7.9/10, higher than the parent city of Garfield at 7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Garfield eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 34003021200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Garfield

Top eight tracts in Garfield ranked by composite eviction-risk score.

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