Within neighborhood
0
th percentile
Very Low
Neighborhood · Ranked #66,742 of 84,120 nationally
Arcola Eviction Risk: Lower , Fair Lawn
Tract 34003042500 · Bergen County, NJ · pop 4,284 · neighborhood within 0.8 mi
Census tract 34003042500 belongs to the Arcola area of Fair Lawn, New Jersey. It is home to 4,284 residents and scores 6.9/10, an elevated reading for landlords. That is riskier than roughly 93% of the 84,120 US census tracts we score.
About 50% of renters carry a rent burden of 30% of income or higher, a severe level, and 16% are severely burdened at 50% or more. The typical renter pays about $2,845 a month while the average household earns $104,821 a year, roughly 33% of income at the averages. Renters make up 44% of occupied homes.
Risk score
2.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 22%
Stable renters 22%
Owners 56%
Tract context
Occupied units1,519
Renter share43.8%
SVI overall0.52
Poverty rate5.5%
Median income$104,821
Percentile rank
Higher percentile = riskier than more peers.Within parent city
100
th percentile
Very High
Within county
33
th percentile
Low
Within state
27
th percentile
Low
Geographic context
Risk heat across Fair Lawn and the region
Centroid at 40.9250, -74.0731 · click any tract to drill in
Why Arcola scores 2.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Fair Lawn
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New Jersey legislature & governorship
6.8
Economic stress
5.5% poverty · this tract
1.4
Supply constraint
$2,845 rent vs county FMR
8.7
Rent control risk
Inherited from Fair Lawn
8.8
Eviction process difficulty
State law sets the calendar
6.8
Tenant organizing strength
Inherited from Fair Lawn
4.3
Housing court bias
Inherited from Fair Lawn
6.1
How Arcola compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 52
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 29%Socioeconomic
- 86%Household composition
- 72%Racial/ethnic minority
- 44%Housing & transportation
Historical context · 1930s redlining
HOLC grade: C: Definitely Declining
This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.
- 0%Grade A
- 0%Grade B
- 2%Grade C
- 0%Grade D · redlined
Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 98Total filings over 5 yrs
- 3.87%Avg annual filing rate
- 4.6%Peak (2014)
- 21Filings in 2018 (latest validated)
Filings climbed 40% over the past 5 months.
Comparable tracts
Census tracts with similar eviction risk
Within Arcola. Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 7.9%Housing insecurity
- 4.2%Utility-shutoff threat
- 9.3%Food insecurity
- 4.4%SNAP enrollment
- 5.0%Transit barriers
- 7.5%No health insurance
- 12.5%Frequent mental distress
- 21.5%Any disability
Analysis
What drives eviction risk in Arcola
The score leans hardest on rent-control risk at 8.8/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Fair Lawn eviction risk, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Bergen County average of 6.3 and above the New Jersey statewide average of 6.6. Within its own county it reads on the riskier side for landlords.
HOLC surveyors mapped this tract in the 1930s with a dominant grade of C ("Declining"), above the redlined D tier. The grading still shaped decades of lending and development in the surrounding area.
Princeton eviction risk's Eviction Lab logged 98 eviction filings here over 5 tracked years, with about 3.9% of renter households facing a filing in a typical year. Filings peaked at 4.6% of renter households in 2014.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 34003042500
Q1
What is the eviction-risk score for census tract 34003042500?
Census tract 34003042500 in the Arcola neighborhood scores 2.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 34003042500?
Median gross rent is $2,845/month (ACS 5-year 2023, table B25064). 50% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 34003042500?
5.5% of residents in tract 34003042500 live below the federal poverty line (ACS B17001, 2023). Population: 4,284.
Q4
How socially vulnerable is tract 34003042500?
CDC Social Vulnerability Index ranks this tract in the 52th percentile nationally. Sub-themes: socioeconomic 29th, household 86th, minority 72th, housing 44th.
Q5
Is tract 34003042500 considered part of Arcola?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 34003042500 fall within Arcola (neighborhood centroid within 0.8 miles, OSM data).
Q6
How many evictions are filed each year in tract 34003042500?
Princeton eviction risk Eviction Lab recorded 98 eviction filings across 5 validated years in tract 34003042500 (2000-2018). The average annual filing rate is 3.87% of renter households, peaking at 4.6% in 2014. Source: Eviction Lab tract-validated 2024 release.
Q7
What share of households in tract 34003042500 struggle to pay rent?
About 7.9% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q8
How does tract 34003042500 compare to Fair Lawn overall?
Tract 34003042500 scores 2.5/10, lower than the parent city of Fair Lawn at 7.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Fair Lawn eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q9
Was tract 34003042500 historically redlined?
Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts
Highest-risk tracts in Fair Lawn
Top eight tracts in Fair Lawn ranked by composite eviction-risk score.
Related