Arcola Eviction Risk: Elevated , Fair Lawn

The score leans hardest on rent-regulation exposure at 8.8/10. Sitting well above the midpoint, supply constraint reads 8.7/10. Annualized rent equals 33% of average household income of $104,821, past the 30% affordability line, which thins the margin any screening standard has to work with.

On the softer side, economic stress reads 1.4/10. Severe burden reaches 16%. Those are renters paying half their income or more, and that is where non-payment filings originate. SNAP participation runs 4.4% against 15.2% nationally.

Food insecurity runs 9.3% against 17.8% nationally. Court records carry 98 eviction filings across 5 observed years.

Filings peaked in 2014 at 4.6% of renter households. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Bergen Co. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. In a typical year about 3.9% of renter households face a filing.

On the national scale it lands near the 81st percentile of the 84,120 tracts scored.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.