Riverside Eviction Risk: High , Paterson

Severe burden reaches 36%. Those are renters paying half their income or more, and that is where non-payment filings originate. Food insecurity runs 47.1% against 17.8% nationally. Against the Passaic County average of 6.7, this tract reads riskier for landlords by 2.6 points.

The dominant input is court filing pressure at 9.1/10. Annualized rent equals 42% of average household income of $45,819, past the 30% affordability line, which thins the margin any screening standard has to work with. SNAP participation runs 34.7% against 15.2% nationally.

This is renter territory: 76% of occupied units are tenant-occupied. The poverty rate is 28%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

On the high side, rent-regulation exposure reads 8/10. Sitting well above the midpoint, local political climate reads 7.5/10.

Court records carry 925 eviction filings across 5 observed years. The worst year on record was 2018, when 23.8% of renter households were served.

In a typical year about 20.1% of renter households face a filing. That is riskier than roughly 96% of the 84,120 US census tracts in this model. CDC social-vulnerability scoring puts the tract at 9.4/10.

Statewide the NJ average is 6.0, so this tract runs 3.3 points hotter.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.