Riverside Eviction Risk: High , Paterson

Food insecurity runs 47.4% against 17.8% nationally. It sits 2.6 points above the Passaic County average of 6.7.

The dominant input is court filing pressure at 9.1/10. 86% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Annualized rent equals 38% of average household income of $43,434, past the 30% affordability line, which thins the margin any screening standard has to work with.

The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment. Running cool, supply constraint reads 1.6/10. Cost burden runs 59% here against 49.2% across Passaic County.

Sitting well above the midpoint, economic stress reads 8.3/10. Inability to pay a utility bill runs 21.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 771 evictions over 5 years of observation.

Average gross rent is $1,373, 11% below the Paterson average. The worst year on record was 2018, when 22.8% of renter households were served.

In a typical year about 20.0% of renter households face a filing.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.