Paterson Eviction Risk: High

Annualized rent equals 55% of average household income of $26,569, past the 30% affordability line, which thins the margin any screening standard has to work with. What pushes it up most is economic stress at 10/10.

SNAP participation runs 47.8% against 15.2% nationally. It sits 2.6 points above the Passaic County average of 6.7. The poverty rate is 42%, which in this model reads as reduced rent-recovery odds after a judgment.

This is renter territory: 92% of occupied units are tenant-occupied. Sitting well above the midpoint, court filing pressure reads 9.1/10. On the softer side, supply constraint reads 1/10.

Disability prevalence runs 47.5% against 31.5% nationally. At $1,226 a month, rents run 21% under what the rest of Paterson commands.

Against Passaic County at 49.2%, 56% of renters here are cost-burdened. Court records carry 1,053 eviction filings across 5 observed years. The worst year on record was 2018, when 27.6% of renter households were served.

In a typical year about 25.7% of renter households face a filing. That is riskier than roughly 96% of the 84,120 US census tracts in this model.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.