Riverside Eviction Risk: High , Paterson

31% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. It sits 2.6 points above the Passaic County average of 6.7. Housing insecurity runs 36.0% against 14.2% nationally.

Set annual rent against average income of $42,396 and the ratio lands at 43%, above the conventional 30% ceiling. What pushes it up most is court filing pressure at 9.1/10. 89% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

Sitting well above the midpoint, rent-regulation exposure reads 8/10. Running cool, supply constraint reads 2.3/10. The poverty rate is 19%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest.

Princeton eviction risk's Eviction Lab logged 1,655 filings here across 5 tracked years. The worst year on record was 2014, when 22.8% of renter households were served.

In a typical year about 22.5% of renter households face a filing. That is riskier than roughly 96% of the 84,120 US census tracts in this model.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.