Gulfport Eviction Risk: High

72% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. 16% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

The dominant input is rent-regulation exposure at 7.5/10. Running hot is eviction-process difficulty at 7.5/10.

around a third of renters spend 30% or more of household income on rent. 16.4% of adults report being unable to pay a utility bill, against a 9.2% national figure. Utility arrears usually lead rent arrears by a month or two. The filing record is not thin: 196 evictions logged in this tract.

The poverty rate is 18%, which shows up in this model as reduced rent-recovery odds after a judgment. On the softer side is supply constraint, at 2.9/10.

Filing activity peaked in 2016 at 7.5% of renter households. At $1,693 a month, rents sit 11% over what the rest of Elizabeth commands.

The most recent observed rate, 3.5% in 2018, is well off that peak. Social vulnerability runs high at 9.3/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

Because the boundary contains one tract, 9.1/10 is simultaneously the area figure and the address-level figure. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.