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Neighborhood · Summit, NJ

Overlook Eviction Risk: Moderate

5 census tracts · pop 27,468 · pop-weighted Eviction Risk Score 4.5/10 · range 3.3–5.2

Overlook spans 5 census tracts of Summit, NJ, population 27,468. That produces an Eviction Risk Score of 4.5/10, Moderate tier. Cost burden runs 37% against 25.5% citywide, putting Overlook 11.0% over its own city.

The clearest offset is economic stress, at 1.2/10. The 5 tracts inside this boundary do not behave alike. Individual scores run 3.3 to 5.2, a 1.9-point gap wide enough that the area average misleads on any specific address.

Severe burden reaches 17%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Filings are well documented here: 461 across 5 observed tracts. SNAP participation is 4.1% of households versus 15.2% nationally.

Disability prevalence reaches 19.0% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. Running cool is housing-court posture, at 3/10.

The worst year on record was 2018, when filings touched 6.8% of renter households. Judgments average 0.2% of renter households a year, the share of filings that actually convert to an order. At 26% renter-occupied, this is predominantly owner territory, and rental comps have to be drawn from further out.

Rent takes 15% of average household income, comfortably inside the 30% line and unusually low for a rental sub-market. Poverty sits at 4%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Underwrite the address, not the area: with 1.9 points between its best and worst tract, the per-tract table below is the operative number. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.

Risk score
4.5
Moderate
5 tracts · population-weighted
Overlook vs Summit How this neighborhood stacks against the citywide average
% of income on rent
36.5% +43%
Summit: 25.5%
Average gross rent
$2,340 -4%
Summit: $2,430
Average HH income
$183,842 -8%
Summit: $199,107
Poverty rate
4.1% +5%
Summit: 3.9%
Renter share
26.2% -17%
Summit: 31.7%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across Overlook and the region

Click any tract to drill in · 5 tracts span score 3.3–5.2

Why Overlook scores 4.5

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 6.8–6.8 across tracts
6.8
Regional political climate
County-level mix · 2024 presidential margin · Range 6.8–6.8 across tracts
6.8
Local political climate
Parent city governance · Range 7.1–7.1 across tracts
7.1
Rent control risk
37% of income on rent · Range 3.5–3.7 across tracts
3.5
Eviction process difficulty
State notice requirements & court backlog · Range 6.1–6.9 across tracts
6.2
Tenant organizing strength
26% renter households · Range 4.8–6.2 across tracts
5.9
Housing court bias
County bench composition · Range 2.7–3.1 across tracts
3.0
Economic stress
4.1% below poverty line · Range 1.0–1.6 across tracts
1.2
Supply constraint
Rent-to-FMR gap & zoning friction · Range 4.7–7.4 across tracts
5.9
Risk score comparison

Overlook vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

Overlook score vs. parent city, state, U.S.4.5OverlookNeighborhood6.0Parent cityhost city6.4Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Variance across tracts

How uniformly does eviction risk play out in Overlook?

Left: distribution of constituent tract scores. Right: every tract as a heat square. Click any square to drill in.

Score distribution
0246810
Spread of 1.9 points from 3.3 to 5.2. Moderate variation across constituent tracts.
Tracts as heat grid
Each square = one census tract. Color tracks the same green→red ramp as the chloropleth map above.
Census tracts

5 tracts in Overlook

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
34039038000 5.2 5,710 50% $2,191
34039037800 4.8 6,212 24% $2,448
34039037900 4.6 5,771 26% $2,646
34039037700 4.6 4,862 35% $2,086
34039037601 3.3 4,913 51% $2,270
Social Vulnerability Index

CDC SVI percentile: 32

Pop-weighted across 5 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 28%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 34%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 52%ile
Hispanic + non-white share of population
Housing & transport 38%ile
Multi-unit structures, mobile homes, crowding, no vehicle
Eviction filings · Princeton Eviction Lab

Court-record eviction history in Overlook

Aggregated across 5 validated constituent tracts. Filing rate is filings per 100 renter households, pop-weighted.

Historic baseline (2000–2018)

  • 461Total filings (sum)
  • 3.59%Avg annual filing rate
  • 6.8%Peak year (2018)
  • 3.94%Latest filed (2018)
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in Overlook

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About Overlook

Q1

What is the eviction-risk score for Overlook?

Overlook scores 4.5/10 (Moderate tier) across 5 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does Overlook compare to Summit overall?

Overlook scores 1.5 points lower than Summit overall (6/10). Renters spend 37% of income on rent vs 26% citywide. Average rent: $2,340 vs $2,430.
Q3

What is the average rent in Overlook?

Average gross rent in Overlook is $2,340/month (pop-weighted across 5 census tracts, ACS 5-year 2023). 37% of renter households are cost-burdened.
Q4

What percentage of Overlook residents are renters?

26% of Overlook households are renter-occupied (vs 32% in Summit). The neighborhood has 27,468 residents.
Q5

Is Overlook a high social-vulnerability area?

Overlook sits in the 32nd percentile nationally on the CDC Social Vulnerability Index (less vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

Which tracts in Overlook have the highest eviction risk?

The highest-risk constituent tract in Overlook is census tract 34039038000 (score 5.2/10). Across the 5 tracts in this neighborhood the score ranges from 3.3 to 5.2, a spread of 1.9 points.
Q7

How safe is Overlook for landlords?

Overlook carries a moderate-tier eviction-risk profile for landlords (4.5/10). Pop-weighted across 5 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Summit as a whole (6/10), this neighborhood is lower-risk.
Q8

What is the demographic breakdown of Overlook?

Overlook has 27,581 residents. Top groups: White (non-Hispanic) (65%), Hispanic / Latino (14.9%), Asian (non-Hispanic) (8.1%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near Overlook

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