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Plainfield, New Jersey eviction risk overview

Plainfield, NJ Eviction Risk: VERY HIGH

Union County · Population 55,236

In 2026
Risk score
8.6
VERY HIGH

98th percentile, New Jersey.

50-yr Eviction Risk Score history

1976 to 2026 · climbing fast since 2010

Min2.2 Average4.6 Now8.6
10 5 1976 · score 2.3 1977 · score 2.4 1978 · score 2.5 1979 · score 2.6 1980 · score 2.4 1981 · score 2.4 1982 · score 2.5 1983 · score 2.4 1984 · score 2.2 1985 · score 2.2 1986 · score 2.3 1987 · score 2.3 1988 · score 2.6 1989 · score 2.7 1990 · score 2.8 1991 · score 2.9 1992 · score 3.5 1993 · score 3.5 1994 · score 3.5 1995 · score 3.6 1996 · score 4.2 1997 · score 4.3 1998 · score 4.4 1999 · score 4.5 2000 · score 4.3 2001 · score 4.4 2002 · score 4.5 2003 · score 4.6 2004 · score 4.4 2005 · score 4.5 2006 · score 4.6 2007 · score 4.7 2008 · score 5.2 2009 · score 5.4 2010 · score 5.4 2011 · score 5.6 2012 · score 5.8 2013 · score 5.9 2014 · score 6.1 2015 · score 6.2 2016 · score 6.4 2017 · score 6.5 2018 · score 6.8 2019 · score 7.1 2020 · score 7.8 2021 · score 7.9 2022 · score 7.8 2023 · score 7.9 2024 · score 7.6 2025 · score 7.8 2026 · score 8.6

Key metrics

Time machine

Scrub 50 years

2026
● LIVE · today ◀ REPLAY · historical

Nine-axis profile

9-axis profile · today

Shape of the risk surface

1 landlord · 10 tenant
Local 7.1 Regional 7.1 State 6.8 Economic 8.0 Supply 9.1 Rent Control 7.8 Eviction 6.7 Tenant 9.5 Housing 7.6 8.6 VERY HIGH
Sub-scores · with sparkline

Where the score comes from

1 → 10 scale
  1. Local political climate
    Dem margin +24.2% (2024)
    7.1
  2. Regional political climate
    County-weighted neighbor mix
    7.1
  3. State political climate
    New Jersey legislature & governorship
    6.8
  4. Economic stress
    17.1% poverty · 9.3% unemp.
    8.0
  5. Supply constraint
    $1,767 average · 55.2% renters
    9.1
  6. Rent Control risk
    32.4% of income on rent
    7.8
  7. Eviction process difficulty
    195 days filing → judgment
    6.7
  8. Tenant organizing strength
    55.2% renters
    9.5
  9. Housing court bias
    County bench composition
    7.6
Geographic context

Risk heat across Plainfield and the region

Click any city to see its score

How Plainfield compares

Risk score vs. peers, county, state, and the U.S.
Rank in Union County
Very High
#1 of 19 cities
Rank in county, 100th percentileBottomTop
#1 of 19 cities in Union County for landlord eviction risk.
Rank in New Jersey
Very High
#25 of 696 cities
Rank in state, 97th percentileBottomTop
#25 of 696 cities in New Jersey for landlord eviction risk.
vs. county · state · U.S.
Plainfield risk score vs. county / state / U.S.Plainfield: 8.68.6PlainfieldThis cityCounty: 8.08.0Countyavg in countyState: 7.77.7Stateavg in stateU.S.: 5.25.2U.S.national avg
Score story

Six-stop tour of the risk profile

  1. 8.6
    / 10 · VERY HIGH
    The verdict

    A Very high-tier market.

    Composite 8.6/10. Among the 10% riskiest markets nationally, with heavy tenant exposure, so every notice, hearing, and lease termination needs an attorney in the loop. The 50-year curve shows a sharp climb.

    50-yr trend+6.3 over 50 yr
    197620012026

    Steepening since 2010 · COVID inflection visible

  2. 195d
    Typical timeline
    The money

    What renting (and evicting) looks like.

    Rent published at $1,767/mo. A contested eviction takes 195 days and costs $11,454-$21,565 per case.

    50-yr trendCalendar drag rising since '15
    197620012026

    Court-clerk data lands in the next release.

  3. 55.2%
    Renters
    The renters

    Who you'll be renting to.

    Out of 55,236 residents, 55.2% rent. 32% are spending 30%+ income on rent, 17.1% below the poverty line.

    50-yr trendRenter share rising
    197620012026

    ACS 1970-present · once the migration overlay is in.

  4. 7.1
    Local + regional
    The politics

    Mid-range climate. Not a coastal market.

    Local & regional political climate score 7.1 and 7.1 (Dem margin +24.2% (2024)). State climate at 6.8, a mid-range statehouse.

    50-yr trendTracks county vote margin
    197620012026

    Built on 50-yr presidential margins back to 1976.

  5. 6.8
    State politics
    The process

    Moderate calendar, moderate friction.

    State political climate 6.8/10 sets the legislative ceiling for landlord remedies, and it shows up in the process. Eviction process difficulty reads 6.7, housing court bias 7.6, rent-control risk 7.8. Standard process speed for the state.

    50-yr trendProcess difficulty +1.7 since '00
    197620012026

    Court-clerk data lands in the next release.

  6. 8
    Economic stress
    The stress

    Economic pressure is the real risk.

    Economic stress: 8. Supply constraint: 9.1. The numbers behind those: 17.1% poverty, 9.3% unemployment, 32% of income on rent.

    50-yr trendTwo visible dips · '08 + COVID
    197620012026

    Mirrors BLS unemployment series.

US eviction landscape · timeline × all-in cost

Plainfield sits in the slow & expensive quadrant

Bubble size = population · color = risk score
QUICK BUT COSTLY fast docket · high all-in loss SLOW & EXPENSIVE long calendar · high all-in loss QUICK & CHEAP fast docket · low all-in loss SLOW BUT CHEAP long calendar · low all-in loss 30d 50d 75d 100d 150d 200d 300d 450d $2.0k $3.0k $5.0k $7.5k $10k $15k $20k $30k EVICTION TIMELINE (DAYS) → ↑ ALL-IN COST (LOG SCALE) Newark, NJ · 165d · ~$16.3k all-in ($99/day) · score 9 Newark Jersey City, NJ · 163d · ~$18.6k all-in ($114/day) · score 9.3 Jersey City Paterson, NJ · 185d · ~$17.8k all-in ($96/day) · score 8.6 Paterson Elizabeth, NJ · 165d · ~$16.5k all-in ($100/day) · score 8.4 Elizabeth Toms River, NJ · 166d · ~$16.0k all-in ($96/day) · score 7.2 Toms River Trenton, NJ · 179d · ~$18.6k all-in ($104/day) · score 8.6 Trenton Clifton, NJ · 170d · ~$19.3k all-in ($114/day) · score 8 Clifton Bayonne, NJ · 180d · ~$17.2k all-in ($95/day) · score 8.3 Bayonne East Orange, NJ · 195d · ~$15.6k all-in ($80/day) · score 9.2 East Orange Passaic, NJ · 177d · ~$17.7k all-in ($100/day) · score 8.6 Passaic Houston, TX · 24d · ~$2.5k all-in ($103/day) · score 2.7 Houston Phoenix, AZ · 38d · ~$3.3k all-in ($86/day) · score 3.9 Phoenix Memphis, TN · 31d · ~$2.0k all-in ($66/day) · score 4.6 Memphis Atlanta, GA · 40d · ~$2.8k all-in ($69/day) · score 5.5 Atlanta Boston, MA · 187d · ~$20.3k all-in ($109/day) · score 6.8 Boston Chicago, IL · 109d · ~$9.0k all-in ($82/day) · score 6.3 Chicago New York, NY · 417d · ~$29.5k all-in ($71/day) · score 9.8 New York Seattle, WA · 162d · ~$12.7k all-in ($79/day) · score 6.2 Seattle Plainfield
Plainfield · 195d · ~$16.5k all-in ($85/day) · score 8.6 National average: 58d · $4.6k all-in Hover any bubble for stats · click to open Color: 0-4   4-7   7-10
00Overview

About eviction risk in Plainfield, NJ

Landlording in Plainfield, New Jersey, presents one of the toughest environments for property owners in the nation. The Eviction Risk Score is 8.6/10 (VERY HIGH tier), drawn from the nine sub-axes shown above, covering rent-control exposure, eviction-process difficulty, housing-court bias, tenant-organizing strength, supply constraint, economic stress, and local, regional, and state political climate. This is not a quick-fix market: it's a Among the toughest 10% of US markets where lease drafting, screening discipline, and well-documented notices materially change outcomes.

Plainfield is a city of 55,236 residents where 55.2% of occupied units are renter-occupied, and the typical renter spends 32.4% of income on rent. At an average rent of $1,767/month, the typical renter household here spends more than the federal 30% threshold on housing, a leading indicator of payment volatility and a precondition for the kinds of tenant defenses that show up most often in housing court.

01Process

How Plainfield eviction process actually works

Eviction process difficulty here reads 6.7/10, a number that combines statutory complexity (notice categories, just-cause rules, mandatory pre-filing disclosures) with operational realities (court calendar length and clerk responsiveness). The typical contested filing in Plainfield closes 195 days after the initial notice. For non-payment of rent the first step is a properly-formatted, properly-served pay-or-quit notice; for material lease breaches it's a cure-or-quit; for tenancies under just-cause protection an at-fault grounds notice (or a no-fault notice with statutory relocation assistance) is required.

The slow part of Plainfield's timeline is usually the calendar, not the motion practice. Housing court bias scores 7.6/10 here, meaning judges read borderline procedural defects in the tenant's favor more often than the national norm. The practical implication: every notice and every proof of service needs to be airtight before it gets filed.

02Cost

What it costs (and how long it takes)

An all-in eviction in Plainfield runs $11,454 to $21,565 per case once you account for filing fees, attorney time, lost rent during pendency, sheriff lockout, and unit turnover. That range is wide because the upper bound assumes a tenant answer plus motion practice, common when housing court bias is high. The lower bound assumes a default judgment after proper service.

For landlords running the numbers on holding costs vs. cash-for-keys: if your projected timeline times your monthly rent already exceeds the high-end cost number, cash-for-keys at 1-2 months' rent is typically the economically rational choice. With 195 days of typical timeline and $1,767/month in lost rent, that crossover happens fast here.

03Operations

Security deposits, screening, and lease terms

Tenant organizing strength scores 9.5/10 in Plainfield, and the city carries meaningful rent control exposure (7.8/10). Operations practice that survives audit in this environment looks like:

  • Screening discipline. Document income (verified at 2.5 to 3x rent), credit (with a clear minimum), and prior-tenancy reference checks, but do not screen on protected categories or source-of-income where banned. Keep a written, consistent screening criteria document for every applicant.
  • Lease specificity. Use a state-specific lease that names every term clearly: rent due date, late fees within statutory caps, deposit handling, smoke and CO disclosure, lead paint disclosure (pre-1978 stock), and a clean attorney's-fees clause.
  • Security deposit handling. Itemize deductions within the statutory window. Photograph move-in/move-out condition. In New Jersey, deposit cap and refund window are statute, so exceed them at your own risk.
  • Mid-tenancy documentation. Keep date-stamped records of every rent receipt, every habitability request, every notice served. The day you need them in court is too late to start.
04Strategy

What an everyday landlord should actually do here

If you own one to four units in Plainfield: hire a property manager who knows the local court. The pricing differential between self-managing and hiring out is small relative to the cost of one botched eviction in a VERY HIGH tier market. If you own five or more: build relationships with a local landlord-side attorney before you need one, since retainer fees are negligible compared to emergency-rate billing when an eviction is already moving.

The avoidable mistakes here are all upstream of the filing: weak screening, an informal lease, sloppy rent receipts, and notice templates pulled off the internet that don't match New Jersey's statutory language. Fix those four, and most cases settle or default. Skip them, and a $21,565 all-in fight is the realistic worst case.

04bPractical traps

Local traps to avoid in Plainfield

Trap · 55.2%
55.2% renter share against 55,236 residents produces roughly 30,496 rental occupants in Plainfield. Union County voted D 35.5% in 2020. Eviction filings tend to cluster in the multifamily rental corridor.
05FAQ

Frequently asked questions

Q1

What is the biggest risk for landlords in Plainfield?

The biggest risk is the combination of New Jersey's strong tenant protections, including statewide just-cause eviction, and the long, expensive eviction process. A single mistake in procedure can set you back months and cost thousands. The high tenant organizing strength (9.5/10) also means tenants are likely to be aware of their rights and potentially organized.
Q2

Can I evict a tenant in Plainfield for any reason?

No. New Jersey has a statewide "just-cause" eviction law. You must have a specific, legally defined reason to evict, such as non-payment of rent, property damage, or a serious lease violation. You cannot simply decide not to renew a lease without cause.
Q3

How much notice do I need to give for non-payment of rent?

For non-payment of rent in Plainfield, you must provide a 3-day pay-or-quit notice. This notice gives the tenant three days to pay the overdue rent in full or face eviction proceedings.
Q4

Is rent control an issue in Plainfield?

While Plainfield itself doesn't have a local rent control ordinance, New Jersey has a high rent control risk (7.8/10 sub-score). This means there's always a possibility of new state or local regulations emerging. Stay informed about New Jersey rent control rules.
Q5

What should I do if my tenant damages the property?

First, document the damage thoroughly with photos and written descriptions. If the damage is significant and violates the lease, you may be able to serve a notice to cease the damaging behavior, followed by a notice to quit if it continues. For severe or malicious damage, you may have grounds for eviction under the just-cause statutes. Consult an attorney before taking action.
Q6

Can I refuse to rent to someone with a Section 8 voucher?

No. New Jersey has statewide source-of-income protection. This means you cannot refuse to rent to a tenant solely because they use a Section 8 voucher or other lawful source of income. You must apply your standard screening criteria equally to all applicants.
06Score

What this score means for landlords2

A 8.6/10 places Plainfield in the 98th percentile of New Jersey cities on the Eviction Risk Score index. The score is the average of the nine sub-axes, all calibrated on a national 1 to 10 scale where 1 is most landlord-friendly and 10 is most tenant-protective. The 50-year reconstruction shows this score has risen sharply since 1976, a structural drift driven by court-calendar growth, rent-control adoption, and the rise of tenant-side legal aid. The trajectory matters more than the snapshot: the score is the climate, not the weather.