Plainfield Eviction Risk: High

Food insecurity runs 56.3% against 17.8% nationally. Severe burden reaches 33%. Those are renters paying half their income or more, and that is where non-payment filings originate.

100% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. The score leans hardest on tenant-organizing strength at 9.5/10. Set annual rent against average income of $48,418 and the ratio lands at 38%, above the conventional 30% ceiling.

On the high side, court filing pressure reads 8.9/10. Against the Union County average of 6.6, this tract reads riskier for landlords by 2.0 points.

Inability to pay a utility bill runs 26.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. The poverty rate is 33%, which in this model reads as reduced rent-recovery odds after a judgment. Running hot, economic stress reads 8.2/10.

At $1,522 a month, rents run 14% under what the rest of Plainfield commands. In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. Nationally it ranks #5,153 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 10/10, which tracks how hard a shock lands on the households already here.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.