Westfield Eviction Risk: Lower

Against the Union County average of 6.6, this tract reads safer for landlords by 3.4 points. Pulling hardest the other way is economic stress at 1/10. The voucher gap is 32.9%: households holding assistance that local rents will not absorb, which surfaces as churn rather than arrears.

Sitting well above the midpoint, court filing pressure reads 8.9/10. On the high side, supply constraint reads 8.3/10.

Food insecurity runs 5.0% against 17.8% nationally. 16% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. At $2,843 a month, rents run 21% over what the rest of Westfield commands.

The filing record is not thin: 10 evictions over 4 years of observation. Inability to pay a utility bill runs 3.2% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

Filings peaked in 2016 at 3.3% of renter households.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.