Neighborhood · Ranked #3,797 of 84,120 nationally

Melrose Eviction Risk: High , Albany

Tract 36001000403 · Albany County, NY · pop 4,348 · neighborhood within 0.5 mi

Census tract 36001000403 covers part of the Melrose area of Albany, NY, and scores 9.1/10 on landlord eviction risk. Population here is 4,348. The severe-burden share is 39%, and it is the single best predictor in this model of a filing that actually reaches judgment.

Risk score

9.1

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 26% Stable renters 21% Owners 53%

Tract context

Occupied units2,131

Renter share47.0%

SVI overall0.40

Poverty rate16.0%

Median income$85,964

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Albany and the region

Centroid at 42.6769, -73.8053 · click any tract to drill in

Why Melrose scores 9.1

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Albany

8.0

Regional political climate

2024 county presidential margin

6.6

State political climate

New York legislature & governorship

7.3

Economic stress

16.0% poverty · this tract

4.0

Supply constraint

$1,185 rent vs county FMR

3.0

Rent control risk

Inherited from Albany

7.5

Eviction process difficulty

State law sets the calendar

7.5

Tenant organizing strength

Inherited from Albany

7.5

Housing court bias

Inherited from Albany

7.5

How Melrose compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 40

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

65%Socioeconomic
18%Household composition
48%Racial/ethnic minority
26%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

35%Grade A
4%Grade B
46%Grade C
0%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Melrose. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

10.8%Housing insecurity
6.8%Utility-shutoff threat
12.2%Food insecurity
10.6%SNAP enrollment
7.2%Transit barriers
5.2%No health insurance
14.9%Frequent mental distress
24.6%Any disability

Analysis

What drives eviction risk in Melrose

56% of renter households cross the 30%-of-income line, well above the Albany County average of 42.1%. It sits 2.2 points above the Albany County average of 6.9.

What pushes it up most is local political climate at 8/10. Running hot, rent-regulation exposure reads 7.5/10. Sitting well above the midpoint, eviction-process difficulty reads 7.5/10.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 95th percentile of the 84,120 tracts scored.

Social vulnerability reads 4.6/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 17% of average household income of $85,964, an unusually wide affordability cushion. Statewide the NY average is 7.7, so this tract runs 1.4 points hotter.

Of its three components the household composition measure is the least pressured.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.

Frequently asked

About tract 36001000403

What is the eviction-risk score for census tract 36001000403?

Census tract 36001000403 in the Melrose neighborhood scores 9.1/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36001000403?

Median gross rent is $1,185/month (ACS 5-year 2023, table B25064). 56% of renter households are cost-burdened.

What is the poverty rate in tract 36001000403?

16.0% of residents in tract 36001000403 live below the federal poverty line (ACS B17001, 2023). Population: 4,348.

How socially vulnerable is tract 36001000403?

CDC Social Vulnerability Index ranks this tract in the 40th percentile nationally. Sub-themes: socioeconomic 65th, household 18th, minority 48th, housing 26th.

Is tract 36001000403 considered part of Melrose?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001000403 fall within Melrose (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 36001000403 struggle to pay rent?

About 10.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 6.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36001000403 compare to Albany overall?

Tract 36001000403 scores 9.1/10, higher than the parent city of Albany at 8.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from Albany eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36001000403 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 0% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Albany

Top eight tracts in Albany ranked by composite eviction-risk score.