Warehouse District Eviction Risk: High , Albany

Food insecurity runs 39.8% against 17.8% nationally. 55% of renter households cross the 30%-of-income line, markedly above the Albany County average of 42.1%.

Severe burden reaches 20%. Those are renters paying half their income or more, and that is where non-payment filings originate. The dominant input is local political climate at 8/10.

Inability to pay a utility bill runs 22.8% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. On the softer side, supply constraint reads 2.3/10.

The poverty rate is 24%, which in this model reads as reduced rent-recovery odds after a judgment. On the high side, rent-regulation exposure reads 7.5/10. Average gross rent is $1,081, 11% below the Albany average.

This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Albany. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. That is riskier than roughly 100% of the 84,120 US census tracts in this model.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.