Neighborhood · Ranked #1,608 of 84,120 nationally

South Central Eviction Risk: High , Watervliet

Tract 36001013200 · Albany County, NY · pop 3,492 · neighborhood within 0.5 mi

With a score of 6.7/10, tract 36001013200 in South Central in Watervliet ranks in the Elevated tier for landlord eviction risk. The tract is home to 3,492 residents. That is riskier than about 90% of US census tracts.

Rent eats 30% or more of income for 49% of renter households, a severe level, and 23% are severely burdened at 50% or more. Average gross rent is $969 monthly, set against $49,318 in average yearly household income, roughly 24% of income at the averages. Renters make up 72% of occupied homes, a renter-majority tract.

Risk score

8.2

High

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 35% Stable renters 37% Owners 28%

Tract context

Occupied units1,600

Renter share72.4%

SVI overall0.81

Poverty rate25.6%

Median income$49,318

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Watervliet and the region

Centroid at 42.7289, -73.7009 · click any tract to drill in

Why South Central scores 8.2

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Watervliet

5.8

Regional political climate

2024 county presidential margin

6.6

State political climate

New York legislature & governorship

7.3

Economic stress

25.6% poverty · this tract

6.4

Supply constraint

$969 rent vs county FMR

1.5

Rent control risk

Inherited from Watervliet

6.2

Eviction process difficulty

State law sets the calendar

7.0

Tenant organizing strength

Inherited from Watervliet

9.7

Housing court bias

Inherited from Watervliet

7.1

How South Central compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 81

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

67%Socioeconomic
98%Household composition
58%Racial/ethnic minority
60%Housing & transportation

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
49%Grade C
33%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within South Central. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

20.2%Housing insecurity
13.7%Utility-shutoff threat
24.9%Food insecurity
26.0%SNAP enrollment
13.3%Transit barriers
9.3%No health insurance
20.0%Frequent mental distress
36.2%Any disability

Analysis

What drives eviction risk in South Central

The heaviest input here is tenant organizing strength at 9.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Watervliet, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Albany County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

Part of this tract, about 33% of its area, sat in the redlined grade-D zone on 1930s HOLC maps, though its dominant grade was C ("Declining"). That lending history still correlates with present-day rent burden.

In CDC survey modeling, about 20.2% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.7% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36001013200

What is the eviction-risk score for census tract 36001013200?

Census tract 36001013200 in the South Central neighborhood scores 8.2/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36001013200?

Median gross rent is $969/month (ACS 5-year 2023, table B25064). 49% of renter households are cost-burdened.

What is the poverty rate in tract 36001013200?

25.6% of residents in tract 36001013200 live below the federal poverty line (ACS B17001, 2023). Population: 3,492.

How socially vulnerable is tract 36001013200?

CDC Social Vulnerability Index ranks this tract in the 81th percentile nationally. Sub-themes: socioeconomic 67th, household 98th, minority 58th, housing 60th.

Is tract 36001013200 considered part of South Central?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36001013200 fall within South Central (neighborhood centroid within 0.5 miles, OSM data).

What share of households in tract 36001013200 struggle to pay rent?

About 20.2% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.7% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36001013200 compare to Watervliet overall?

Tract 36001013200 scores 8.2/10, right in line with the parent city of Watervliet at 8.3/10. City-scale signals (state law, local rent controls, court bias) are inherited from Watervliet; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36001013200 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 33% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Watervliet

Top eight tracts in Watervliet ranked by composite eviction-risk score.