Neighborhood · Ranked #11,153 of 84,120 nationally
North Lake Carmel Eviction Risk: Elevated
Tract 36079010400 ·
Putnam County, NY · pop 3,233 · neighborhood within 1.3 mi
Census tract 36079010400 covers part of the North Lake Carmel area of Lake Carmel, NY, and scores 7.3/10 on landlord eviction risk. Population here is 3,233. Against Putnam County at 49.2%, 81% of renters here are cost-burdened.
Risk score
7.3
Elevated
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 18%Stable renters 4%Owners 78%
Tract context
Occupied units1,172
Renter share22.5%
SVI overall0.38
Poverty rate12.3%
Median income$75,962
Percentile rank
Higher percentile = riskier than more peers.
Within neighborhood
100th percentile
#1 of 2 tracts In North Lake Carmel
Very High
Within parent city
100th percentile
#1 of 3 tracts In Lake Carmel
Very High
Within county
96th percentile
#2 of 24 tracts In Putnam County
Very High
Within state
40th percentile
#3,239 of 5,394 tracts In New York
Moderate
Geographic context
Risk heat across Lake Carmel and the region
Centroid at 41.4561, -73.6783 · click any tract to drill in
Why North Lake Carmel scores 7.3
9 axes · 1 = landlord-friendly
Local political climate
Inherited from Lake Carmel
5.1
Regional political climate
2024 county presidential margin
4.6
State political climate
New York legislature & governorship
7.3
Economic stress
12.3% poverty · this tract
3.1
Supply constraint
$1,397 rent vs county FMR
1.0
Rent control risk
Inherited from Lake Carmel
8.9
Eviction process difficulty
State law sets the calendar
7.0
Tenant organizing strength
Inherited from Lake Carmel
3.4
Housing court bias
Inherited from Lake Carmel
6.9
How North Lake Carmel compares
Risk score vs. parent city, county, state.
CDC Social Vulnerability Index
SVI percentile: 38
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
48%Socioeconomic
29%Household composition
36%Racial/ethnic minority
38%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Within North Lake Carmel. Closest by Eviction Risk Score.
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
12.8%Housing insecurity
7.2%Utility-shutoff threat
14.7%Food insecurity
11.9%SNAP enrollment
7.5%Transit barriers
8.5%No health insurance
15.3%Frequent mental distress
26.5%Any disability
Analysis
What drives eviction risk in North Lake Carmel
33% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Pulling hardest the other way is supply constraint at 1/10.
On the high side, rent-regulation exposure reads 8.9/10. It sits 1.4 points above the Putnam County average of 5.9. Sitting well above the midpoint, state political climate reads 7.3/10.
Average gross rent is $1,397, 11% below the Lake Carmel average. Nationally it ranks #11,153 of 84,120 for landlord eviction difficulty.
Only 23% of units are renter-occupied. Rental comparables are thin; price a renewal off the nearest genuine rental sub-market rather than off surrounding sale prices. On the CDC Social Vulnerability Index the tract reads 4.4/10, which tracks how hard a shock lands on the households already here.
Annual rent works out to 22% of average household income of $75,962.
Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.
Frequently asked
About tract 36079010400
Q1
What is the eviction-risk score for census tract 36079010400?
Census tract 36079010400 in the North Lake Carmel neighborhood scores 7.3/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 36079010400?
Median gross rent is $1,397/month (ACS 5-year 2023, table B25064). 81% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 36079010400?
12.3% of residents in tract 36079010400 live below the federal poverty line (ACS B17001, 2023). Population: 3,233.
Q4
How socially vulnerable is tract 36079010400?
CDC Social Vulnerability Index ranks this tract in the 38th percentile nationally. Sub-themes: socioeconomic 48th, household 29th, minority 36th, housing 38th.
Q5
Is tract 36079010400 considered part of North Lake Carmel?
Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36079010400 fall within North Lake Carmel (neighborhood centroid within 1.3 miles, OSM data).
Q6
What share of households in tract 36079010400 struggle to pay rent?
About 12.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 7.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 36079010400 compare to Lake Carmel overall?
Tract 36079010400 scores 7.3/10, higher than the parent city of Lake Carmel at 5.9/10. City-scale signals (state law, local rent controls, court bias) are inherited from Lake Carmel; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Lake Carmel
Top eight tracts in Lake Carmel ranked by composite eviction-risk score.