Lake Carmel Eviction Risk: Moderate

Pulling hardest the other way is supply constraint at 1/10. Sitting well above the midpoint, rent-regulation exposure reads 8.9/10. Well under the midpoint, economic stress reads 1.1/10.

14% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears. Food insecurity runs 8.5% against 17.8% nationally.

SNAP participation runs 6.2% against 15.2% nationally. Against the Putnam County average of 5.9, this tract reads safer for landlords by 0.6 points.

That is riskier than roughly 67% of the 84,120 US census tracts in this model. At 11% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out.

Social vulnerability reads 1.8/10 on the CDC index, a measure of exposure to housing and economic shocks. Rent consumes only 14% of average household income of $136,534, an unusually wide affordability cushion. Statewide the NY average is 7.7, so this tract runs 2.4 points cooler.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.