Downtown Eviction Risk: High , Troy

What pushes it up most is tenant-organizing strength at 9.7/10. 89% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby.

The poverty rate is 26%. Judgments in high-poverty tracts are collectible far less often than filing counts suggest. Sitting well above the midpoint, housing-court posture reads 7.8/10.

Cost burden runs 46% here against 38.8% across Rensselaer County. The severe-burden share is 12%, and it is the single best predictor in this model of a filing that actually reaches judgment.

On the high side, eviction-process difficulty reads 7.4/10. This ground was mapped D ("Hazardous") on the 1930s HOLC security maps for Troy. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. Nationally it ranks #2,210 of 84,120 for landlord eviction difficulty.

On the CDC Social Vulnerability Index the tract reads 8.8/10, which tracks how hard a shock lands on the households already here. Statewide the NY average is 7.7, so this tract runs 2.1 points hotter.

Of its three components the housing type and transport measure is the most pressured. Average gross rent is $1,235, close to the Troy average. Annual rent works out to 26% of average household income of $56,125.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.