Neighborhood · Ranked #2,214 of 84,120 nationally

Downtown Eviction Risk: Elevated , Troy

Tract 36083040701 · Rensselaer County, NY · pop 4,095 · neighborhood within 0.1 mi

Downtown in Troy anchors census tract 36083040701, which lands at 6.8/10 on landlord eviction risk. That is riskier than roughly 91% of the 84,120 US census tracts we score.

About 46% of renters carry a rent burden of 30% of income or higher, a severe level, and 12% are severely burdened at 50% or more. The typical renter pays about $1,235 a month while the average household earns $56,125 a year, roughly 26% of income at the averages. Renters make up 89% of occupied homes, a renter-majority tract.

Risk score

7.9

Elevated

Confidence 85% · 1–10 scale

Household mix · 100 hh

Burdened renters 41% Stable renters 49% Owners 10%

Tract context

Occupied units1,884

Renter share89.4%

SVI overall0.87

Poverty rate26.0%

Median income$56,125

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Troy and the region

Centroid at 42.7330, -73.6883 · click any tract to drill in

Why Downtown scores 7.9

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Troy

5.8

Regional political climate

2024 county presidential margin

5.3

State political climate

New York legislature & governorship

7.3

Economic stress

26.0% poverty · this tract

6.5

Supply constraint

$1,235 rent vs county FMR

3.3

Rent control risk

Inherited from Troy

7.2

Eviction process difficulty

State law sets the calendar

7.4

Tenant organizing strength

Inherited from Troy

9.7

Housing court bias

Inherited from Troy

7.8

How Downtown compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 87

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

81%Socioeconomic
73%Household composition
53%Racial/ethnic minority
92%Housing & transportation

Historical context · 1930s redlining

HOLC grade: D: Hazardous (Redlined)

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade D meant Black, immigrant, and poor neighborhoods systematically denied mortgage credit. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

0%Grade A
0%Grade B
10%Grade C
30%Grade D · redlined

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

15.7%Housing insecurity
10.4%Utility-shutoff threat
20.2%Food insecurity
19.4%SNAP enrollment
11.6%Transit barriers
7.6%No health insurance
18.9%Frequent mental distress
29.3%Any disability

Analysis

What drives eviction risk in Downtown

The score leans hardest on tenant organizing strength at 9.7/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Rensselaer County average of 5.8 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

The tract is predominantly White and ranks around the 87th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 15.7% of adults here said they could not pay rent or mortgage at some point in the past year, and 10.4% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36083040701

What is the eviction-risk score for census tract 36083040701?

Census tract 36083040701 in the Downtown neighborhood scores 7.9/10 (Elevated tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 36083040701?

Median gross rent is $1,235/month (ACS 5-year 2023, table B25064). 46% of renter households are cost-burdened.

What is the poverty rate in tract 36083040701?

26.0% of residents in tract 36083040701 live below the federal poverty line (ACS B17001, 2023). Population: 4,095.

How socially vulnerable is tract 36083040701?

CDC Social Vulnerability Index ranks this tract in the 87th percentile nationally. Sub-themes: socioeconomic 81th, household 73th, minority 53th, housing 92th.

Is tract 36083040701 considered part of Downtown?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36083040701 fall within Downtown (neighborhood centroid within 0.1 miles, OSM data).

What share of households in tract 36083040701 struggle to pay rent?

About 15.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.4% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 36083040701 compare to Troy overall?

Tract 36083040701 scores 7.9/10, lower than the parent city of Troy at 8.5/10. City-scale signals (state law, local rent controls, court bias) are inherited from Troy eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Was tract 36083040701 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of D. 30% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.

Sibling tracts

Highest-risk tracts in Troy

Top eight tracts in Troy ranked by composite eviction-risk score.