North Central Eviction Risk: High , Troy

69% of renter households cross the 30%-of-income line, well clear of the Rensselaer County average of 38.8%. It sits 3.2 points above the Rensselaer County average of 6.6. What pushes it up most is economic stress at 10/10.

SNAP participation runs 48.1% against 15.2% nationally. Food insecurity runs 44.0% against 17.8% nationally. Running hot, tenant-organizing strength reads 9.7/10.

The poverty rate is 42%, which in this model reads as reduced rent-recovery odds after a judgment. This is renter territory: 88% of occupied units are tenant-occupied. Set annual rent against average income of $31,158 and the ratio lands at 41%, above the conventional 30% ceiling.

Running cool, supply constraint reads 2.1/10. Average gross rent is $1,054, 10% below the Troy average. In the 1930s the federal Home Owners' Loan Corporation graded this ground D ("Hazardous"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today.

Nationally it ranks #2,210 of 84,120 for landlord eviction difficulty. On the CDC Social Vulnerability Index the tract reads 9.8/10, which tracks how hard a shock lands on the households already here.

Statewide the NY average is 7.7, so this tract runs 2.1 points hotter.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.