Frear Park Eviction Risk: High , Troy

The severe-burden share is 36%, and it is the single best predictor in this model of a filing that actually reaches judgment. It sits 3.2 points above the Rensselaer County average of 6.6.

What pushes it up most is economic stress at 10/10. The poverty rate is 46%, which in this model reads as reduced rent-recovery odds after a judgment.

Sitting well above the midpoint, tenant-organizing strength reads 9.7/10. Set annual rent against average income of $36,250 and the ratio lands at 37%, above the conventional 30% ceiling.

77% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building nearby. Housing insecurity runs 26.0% against 14.2% nationally. Running hot, housing-court posture reads 7.8/10.

Inability to pay a utility bill runs 19.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two. This ground was mapped C ("Definitely Declining") on the 1930s HOLC security maps for Troy. That grading determined who could get a mortgage, and its imprint on tenure and rent burden is still visible in the ACS data above. On the national scale it lands near the 97th percentile of the 84,120 tracts scored.

CDC social-vulnerability scoring puts the tract at 9/10. Statewide the NY average is 7.7, so this tract runs 2.1 points hotter.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.