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Neighborhood · Troy, NY

North Central Eviction Risk: High

1 census tracts · pop 2,337 · pop-weighted Eviction Risk Score 9.8/10 · range 9.8–9.8

North Central is a one-tract neighborhood of Troy, NY and houses 2,337 people. It carries an Eviction Risk Score of 9.8/10, in the High tier. 43% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

69% of renters here are cost-burdened at the 30% threshold, far above the Troy rate of 31.6%. What pushes the score up most is economic stress at 10/10. SNAP participation is 48.1% of households versus 15.2% nationally.

The poverty rate is 42%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. On the high side is tenant-organizing strength at 9.7/10. CDC survey data puts housing insecurity at 34.3% of adults, against 14.2% nationally.

This is a renter market: 88% of occupied units are tenant-occupied. Annualized rent equals 41% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with.

Running cool is supply constraint, at 2.1/10. At $1,054 a month, rents sit 10% under what the rest of Troy commands.

That places it #1 of 12 neighborhoods in Troy.

One tract means one number: 9.8/10 applies directly to any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.

Risk score
9.8
High
1 tracts · population-weighted
North Central vs Troy How this neighborhood stacks against the citywide average
% of income on rent
68.9% +118%
Troy: 31.6%
Average gross rent
$1,054 -10%
Troy: $1,175
Average HH income
$31,158 -46%
Troy: $57,688
Poverty rate
42.0% +76%
Troy: 23.8%
Renter share
88.2% +41%
Troy: 62.6%
Peer neighborhoods

Neighborhoods with similar eviction risk

Same county, closest by Eviction Risk Score.

Geographic context

Risk heat across North Central and the region

Click any tract to drill in · 1 tracts span score 9.8–9.8

Why North Central scores 9.8

9 axes · pop-weighted · 1 = landlord-friendly
State political climate
legislature & governorship · Range 7.3–7.3 across tracts
7.3
Regional political climate
County-level mix · 2024 presidential margin · Range 5.3–5.3 across tracts
5.3
Local political climate
Parent city governance · Range 5.8–5.8 across tracts
5.8
Rent control risk
69% of income on rent · Range 7.2–7.2 across tracts
7.2
Eviction process difficulty
State notice requirements & court backlog · Range 7.4–7.4 across tracts
7.4
Tenant organizing strength
88% renter households · Range 9.7–9.7 across tracts
9.7
Housing court bias
County bench composition · Range 7.8–7.8 across tracts
7.8
Economic stress
42.0% below poverty line · Range 10.0–10.0 across tracts
10.0
Supply constraint
Rent-to-FMR gap & zoning friction · Range 2.1–2.1 across tracts
2.1
Risk score comparison

North Central vs. parent city, state, U.S.

Eviction Risk Score (0–10 scale).

North Central score vs. parent city, state, U.S.9.8North CentralNeighborhood8.4Parent cityhost city8.3Stateavg in state5.1U.S.national avgU.S. avg = 5.0
Census tracts

1 tracts in North Central

Ranked highest-risk first. Click for per-tract detail.

Tract Score Pop % over 30% on rent Average rent
36083040400 9.8 2,337 69% $1,054
Social Vulnerability Index

CDC SVI percentile: 98

Pop-weighted across 1 tracts. Higher = more vulnerable to disaster, displacement, and rent shocks. Source: CDC/ATSDR SVI 2022.

Socioeconomic status 99%ile
Poverty, unemployment, no-HS-diploma, housing cost burden
Household characteristics 96%ile
Single-parent HH, disability, language barriers, age 17- / 65+
Racial/ethnic minority 79%ile
Hispanic + non-white share of population
Housing & transport 81%ile
Multi-unit structures, mobile homes, crowding, no vehicle
CDC PLACES 2023 · pop-weighted

Eviction-adjacent indicators in North Central

Average across all constituent tracts, population-weighted. Source: CDC PLACES (cwsq-ngmh) crude prevalence.

Frequently asked

About North Central

Q1

What is the eviction-risk score for North Central?

North Central scores 9.8/10 (High tier) across 1 census tracts. The pop-weighted Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income and poverty signals.
Q2

How does North Central compare to Troy overall?

North Central scores 1.4 points higher than Troy overall (8.4/10). Renters spend 69% of income on rent vs 32% citywide. Average rent: $1,054 vs $1,175.
Q3

What is the average rent in North Central?

Average gross rent in North Central is $1,054/month (pop-weighted across 1 census tracts, ACS 5-year 2023). 69% of renter households are cost-burdened.
Q4

What percentage of North Central residents are renters?

88% of North Central households are renter-occupied (vs 63% in Troy). The neighborhood has 2,337 residents.
Q5

Is North Central a high social-vulnerability area?

North Central sits in the 98th percentile nationally on the CDC Social Vulnerability Index (highly vulnerable). The index combines poverty, unemployment, household composition, racial/ethnic minority share, and housing/transportation factors across all US census tracts.
Q6

How safe is North Central for landlords?

North Central carries a high-tier eviction-risk profile for landlords (9.8/10). Pop-weighted across 1 constituent tracts, the score blends parent-city rent-control posture, county eviction-process timelines, and tract-specific rent-to-income / poverty signals. Compared to Troy as a whole (8.4/10), this neighborhood is higher-risk.
Q7

What is the demographic breakdown of North Central?

North Central has 2,244 residents. Top groups: Black (non-Hispanic) (39%), White (non-Hispanic) (30.7%), Hispanic / Latino (17.9%). Source: ACS 5-year 2023, table B03002.
Nearby

Other neighborhoods near North Central

Sibling neighborhoods

Other neighborhoods inside Troy

Same parent city, ranked by score similarity to North Central.

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