North Central Eviction Risk: High , Troy

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Troy eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Rensselaer County average of 5.8 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

This tract overlaps land the federal Home Owners' Loan Corporation redlined in the 1930s, a dominant grade of D ("Hazardous") across 51% of the tract. Redlining cut off mortgage credit to Black, immigrant, and working-class blocks, and those areas still tend to carry higher rent burden and eviction filings today.

The tract is Black and White and ranks around the 98th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.