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Neighborhood · Ranked #1,107 of 84,120 nationally

Mont Pleasant Eviction Risk: High , Schenectady

Tract 36093021500 · Schenectady County, NY · pop 2,902 · neighborhood within 0.2 mi

Landlord eviction risk in census tract 36093021500 (Mont Pleasant in Schenectady, New York) comes in at 7.4/10, the Elevated tier. On the national scale it ranks #1,881 of 84,120 for landlord eviction difficulty.

Rent eats 30% or more of income for 86% of renter households, a severe level, and 67% are severely burdened at 50% or more. Average rent runs $1,145 a month against an average household income of $32,786 a year, roughly 42% of income at the averages. Renters make up 66% of occupied homes, a renter-majority tract.

Risk score
8.5
High
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 57% Stable renters 9% Owners 34%
Tract context
Occupied units1,136
Renter share65.8%
SVI overall0.85
Poverty rate57.3%
Median income$32,786

Percentile rank

Higher percentile = riskier than more peers.
Within neighborhood
100 th percentile
Rank, 100th percentileLowHigh
#1 of 3 tracts In Mont Pleasant
Very High
Within parent city
95 th percentile
Rank, 95th percentileLowHigh
#2 of 21 tracts In Schenectady
Very High
Within county
98 th percentile
Rank, 98th percentileLowHigh
#2 of 45 tracts In Schenectady County
Very High
Within state
90 th percentile
Rank, 90th percentileLowHigh
#554 of 5,394 tracts In New York
High
Geographic context

Risk heat across Schenectady and the region

Centroid at 42.7958, -73.9452 · click any tract to drill in

Why Mont Pleasant scores 8.5

9 axes · 1 = landlord-friendly
Local political climate
Inherited from Schenectady
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
New York legislature & governorship
7.3
Economic stress
57.3% poverty · this tract
10.0
Supply constraint
$1,145 rent vs county FMR
2.7
Rent control risk
Inherited from Schenectady
7.9
Eviction process difficulty
State law sets the calendar
7.1
Tenant organizing strength
Inherited from Schenectady
9.4
Housing court bias
Inherited from Schenectady
8.2

How Mont Pleasant compares

Risk score vs. parent city, county, state.
Mont Pleasant risk score vs. parent city / county / stateThis tract: 8.58.5This tracttract 021500Schenectady: 8.78.7Schenectadyparent cityCounty: 5.05.0Countyavg tract in countyState: 5.95.9Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 85

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Historical context · 1930s redlining

HOLC grade: C: Definitely Declining

This tract sits within an area graded by the Home Owners' Loan Corporation in the 1930s. Grade C meant mixed-race / working-class neighborhoods rated as risky. These designations suppressed minority homeownership for generations and remain a documented predictor of present-day eviction filings and rent burden.

Source: Mapping Inequality (americanpanorama.org), 1935-1940 HOLC residential security maps, aggregated to 2020 census tracts by area share. CC BY-NC-SA 4.0.

Comparable tracts

Census tracts with similar eviction risk

Within Mont Pleasant. Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in Mont Pleasant

What moves this score most is economic stress at $1/10. That part is specific to this tract, computed from its own rent, income, and poverty figures. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Schenectady eviction risk, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Schenectady County average of 6.0 and above the New York statewide average of 6.3. Within its own county it reads on the riskier side for landlords.

The tract is multiracial or other-race and White and ranks around the 85th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 36.6% of adults here said they could not pay rent or mortgage at some point in the past year, and 28.2% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 36093021500

Q1

What is the eviction-risk score for census tract 36093021500?

Census tract 36093021500 in the Mont Pleasant neighborhood scores 8.5/10 (High tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the average rent in tract 36093021500?

Median gross rent is $1,145/month (ACS 5-year 2023, table B25064). 86% of renter households are cost-burdened.
Q3

What is the poverty rate in tract 36093021500?

57.3% of residents in tract 36093021500 live below the federal poverty line (ACS B17001, 2023). Population: 2,902.
Q4

How socially vulnerable is tract 36093021500?

CDC Social Vulnerability Index ranks this tract in the 85th percentile nationally. Sub-themes: socioeconomic 76th, household 98th, minority 77th, housing 57th.
Q5

Is tract 36093021500 considered part of Mont Pleasant?

Yes. Per Census Bureau 2020 Block Assignment Files, the plurality of blocks in tract 36093021500 fall within Mont Pleasant (neighborhood centroid within 0.2 miles, OSM data).
Q6

What share of households in tract 36093021500 struggle to pay rent?

About 36.6% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 28.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 36093021500 compare to Schenectady overall?

Tract 36093021500 scores 8.5/10, right in line with the parent city of Schenectady at 8.7/10. City-scale signals (state law, local rent controls, court bias) are inherited from Schenectady eviction risk; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Q8

Was tract 36093021500 historically redlined?

Yes. This tract sits inside an area graded by the Home Owners' Loan Corporation in the 1930s, with a dominant grade of C. 18% of the tract's area was rated D ("Hazardous"), the redlined tier. HOLC redlining systematically denied mortgage credit to Black, immigrant, and working-class neighborhoods and remains a documented predictor of present-day eviction filings, rent burden, and homeownership gaps. Source: Mapping Inequality (americanpanorama.org), Robert K. Nelson et al.
Sibling tracts

Highest-risk tracts in Schenectady

Top eight tracts in Schenectady ranked by composite eviction-risk score.

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