Mont Pleasant Eviction Risk: Moderate , Schenectady

Severe burden reaches 23%. Those are renters paying half their income or more, and that is where non-payment filings originate. It sits 1.6 points below the Schenectady County average of 6.6.

Sitting well above the midpoint, state political climate reads 7.3/10. Food insecurity runs 9.5% against 17.8% nationally. SNAP participation runs 7.7% against 15.2% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground C ("Definitely Declining"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. On the national scale it lands near the 61st percentile of the 84,120 tracts scored.

At 17% renter-occupied this is predominantly owner territory, and comps have to be drawn from further out. On the CDC Social Vulnerability Index the tract reads 3.6/10, which tracks how hard a shock lands on the households already here. Against average income of $85,915, annual rent is just 17%.

Statewide the NY average is 7.7, so this tract runs 2.7 points cooler. Of its three components the socioeconomic standing measure is the least pressured.

Tract-level figures come from the ACS 5-year release and are rebuilt whenever that, the court-record feed, or the statutory ledger behind the score changes.