Vernon Park Eviction Risk: Elevated , Mount Vernon

The main counterweight is economic stress at 1/10. 23% are severely burdened past the 50% mark. That cohort absorbs no shock: one repair bill or one cut shift converts straight into arrears.

On the high side, local political climate reads 8.5/10. Against the Westchester County average of 7.8, this tract reads safer for landlords by 1.8 points. On the softer side, supply constraint reads 1.7/10.

Food insecurity runs 6.4% against 17.8% nationally. At $1,866 a month, rents run 19% under what the rest of Pelham commands. Adults with no health insurance runs 3.3% against 11.3% nationally.

In the 1930s the federal Home Owners' Loan Corporation graded this ground B ("Still Desirable"). Redlining cut off mortgage credit to whole blocks for decades, and the areas graded D still carry measurably lower ownership and higher rent burden today. That is riskier than roughly 78% of the 84,120 US census tracts in this model.

On the CDC Social Vulnerability Index the tract reads 2.3/10, which tracks how hard a shock lands on the households already here. Rent consumes only 9% of average household income of $250,001, an unusually wide affordability cushion.

These are ACS 5-year estimates; the score moves when the ACS, court-record, or statute inputs behind it move.