Within parent city
0
th percentile
Very Low
Census Tract · Ranked #37,643 of 84,120 nationally
Spring Lake Eviction Risk: Moderate
Tract 37051003401 · Cumberland County, NC · pop 2,823 · 85% of tract blocks fall in Spring Lake
Census tract 37051003401 covers Spring Lake in Cumberland County, home to 2,823 residents. For landlords it grades 6.4/10, an elevated reading. On the national scale it ranks #13,112 of 84,120 for landlord eviction difficulty.
Rent eats 30% or more of income for 48% of renter households, a severe level, and 18% are severely burdened at 50% or more. Average gross rent is $1,487 monthly, set against $60,329 in average yearly household income, roughly 30% of income at the averages. Renters make up 98% of occupied homes, a renter-majority tract.
Risk score
4.2
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 47%
Stable renters 51%
Owners 2%
Tract context
Occupied units641
Renter share98.4%
SVI overall0.49
Poverty rate10.9%
Median income$60,329
Percentile rank
Higher percentile = riskier than more peers.Within county
38
th percentile
Low
Within state
64
th percentile
Elevated
National
55
th percentile
Elevated
Geographic context
Risk heat across Spring Lake and the region
Centroid at 35.1740, -79.0069 · click any tract to drill in
Why Spring Lake scores 4.2
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Spring Lake
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
North Carolina legislature & governorship
2.3
Economic stress
10.9% poverty · this tract
2.7
Supply constraint
$1,487 rent vs county FMR
7.0
Rent control risk
Inherited from Spring Lake
5.9
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Spring Lake
9.9
Housing court bias
Inherited from Spring Lake
7.0
How Spring Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 49
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 73%Socioeconomic
- 31%Household composition
- 65%Racial/ethnic minority
- 20%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Historic baseline (2000–2018)
- 14Total filings over 9 yrs
- 0.16%Avg annual filing rate
- 0.5%Peak (2002)
- 1Filings in 2017 (latest validated)
Filings dropped 100% over the past 16 months.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 16.3%Housing insecurity
- 10.1%Utility-shutoff threat
- 19.3%Food insecurity
- 13.9%SNAP enrollment
- 11.8%Transit barriers
- 14.3%No health insurance
- 22.5%Frequent mental distress
- 31.4%Any disability
Analysis
What drives eviction risk in Spring Lake
The score leans hardest on tenant organizing strength at 9.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Spring Lake, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Cumberland County average of 5.4 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.
The tract is racially mixed and ranks around the 49th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
Princeton's Eviction Lab logged 14 eviction filings here over 9 tracked years, with about 0.2% of renter households facing a filing in a typical year. Filings peaked at 0.5% of renter households in 2002.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 37051003401
Q1
What is the eviction-risk score for census tract 37051003401?
Census tract 37051003401 in Spring Lake scores 4.2/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37051003401?
Median gross rent is $1,487/month (ACS 5-year 2023, table B25064). 48% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37051003401?
10.9% of residents in tract 37051003401 live below the federal poverty line (ACS B17001, 2023). Population: 2,823.
Q4
How socially vulnerable is tract 37051003401?
CDC Social Vulnerability Index ranks this tract in the 49th percentile nationally. Sub-themes: socioeconomic 73th, household 31th, minority 65th, housing 20th.
Q5
How many evictions are filed each year in tract 37051003401?
Princeton Eviction Lab recorded 14 eviction filings across 9 validated years in tract 37051003401 (2000-2018). The average annual filing rate is 0.16% of renter households, peaking at 0.5% in 2002. Source: Eviction Lab tract-validated 2024 release.
Q6
What share of households in tract 37051003401 struggle to pay rent?
About 16.3% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 37051003401 compare to Spring Lake overall?
Tract 37051003401 scores 4.2/10, higher than the parent city of Spring Lake at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Spring Lake; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Spring Lake
Top eight tracts in Spring Lake ranked by composite eviction-risk score.
Related
Explore the geography around tract 37051003401
Parent city ↑
Spring Lake
2.8 / 10
Parent county ↑
Cumberland County
Parent state ↑
North Carolina
Sibling tract →
Tract 37051000800
4.2 / 10
Sibling tract →
Tract 37051001606
4.2 / 10
Sibling tract →
Tract 37051002200
4.2 / 10
Methodology
How the score is built
Interactive map
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