Within parent city
25
th percentile
Low
Census Tract · Ranked #24,926 of 84,120 nationally
Spring Lake Eviction Risk: Moderate
Tract 37051003502 · Cumberland County, NC · pop 1,507 · 84% of tract blocks fall in Spring Lake
Spring Lake in Cumberland County is where census tract 37051003502 sits, home to 1,507 residents. Its landlord eviction-risk score is 6.3/10. It lands near the 82nd percentile nationally for landlord eviction risk.
About 42% of renters carry a rent burden of 30% of income or higher, a severe level, and 20% are severely burdened at 50% or more. Average rent runs $906 a month against an average household income of $43,986 a year, roughly 25% of income at the averages. Renters make up 76% of occupied homes, a renter-majority tract.
Risk score
5
Moderate
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 32%
Stable renters 44%
Owners 24%
Tract context
Occupied units758
Renter share76.4%
SVI overall0.74
Poverty rate19.6%
Median income$43,986
Percentile rank
Higher percentile = riskier than more peers.Within county
64
th percentile
Elevated
Within state
83
th percentile
High
National
70
th percentile
Elevated
Geographic context
Risk heat across Spring Lake and the region
Centroid at 35.1736, -78.9695 · click any tract to drill in
Why Spring Lake scores 5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from Spring Lake
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
North Carolina legislature & governorship
2.3
Economic stress
19.6% poverty · this tract
4.9
Supply constraint
$906 rent vs county FMR
2.3
Rent control risk
Inherited from Spring Lake
5.9
Eviction process difficulty
State law sets the calendar
2.2
Tenant organizing strength
Inherited from Spring Lake
9.9
Housing court bias
Inherited from Spring Lake
7.0
How Spring Lake compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 74
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 79%Socioeconomic
- 29%Household composition
- 83%Racial/ethnic minority
- 73%Housing & transportation
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 18.8%Housing insecurity
- 13.1%Utility-shutoff threat
- 23.0%Food insecurity
- 19.3%SNAP enrollment
- 12.3%Transit barriers
- 12.6%No health insurance
- 18.8%Frequent mental distress
- 36.5%Any disability
Analysis
What drives eviction risk in Spring Lake
The heaviest input here is tenant organizing strength at 9.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Spring Lake, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Cumberland County average of 5.4 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.
In CDC survey modeling, about 18.8% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.1% faced a utility shutoff threat, a common early warning before a filing.
The tract is Black and White and ranks around the 74th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 37051003502
Q1
What is the eviction-risk score for census tract 37051003502?
Census tract 37051003502 in Spring Lake scores 5/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 37051003502?
Median gross rent is $906/month (ACS 5-year 2023, table B25064). 42% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 37051003502?
19.6% of residents in tract 37051003502 live below the federal poverty line (ACS B17001, 2023). Population: 1,507.
Q4
How socially vulnerable is tract 37051003502?
CDC Social Vulnerability Index ranks this tract in the 74th percentile nationally. Sub-themes: socioeconomic 79th, household 29th, minority 83th, housing 73th.
Q5
What share of households in tract 37051003502 struggle to pay rent?
About 18.8% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.1% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q6
How does tract 37051003502 compare to Spring Lake overall?
Tract 37051003502 scores 5/10, higher than the parent city of Spring Lake at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Spring Lake; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in Spring Lake
Top eight tracts in Spring Lake ranked by composite eviction-risk score.
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