Census Tract · Ranked #20,889 of 84,120 nationally

Spring Lake Eviction Risk: Moderate

Tract 37051003601 · Cumberland County, NC · pop 2,859 · 67% of tract blocks fall in Spring Lake

With a score of 6.6/10, tract 37051003601 in Spring Lake ranks in the Elevated tier for landlord eviction risk. The tract is home to 2,859 residents. That is riskier than roughly 88% of the 84,120 US census tracts we score.

44% of renter households here spend at least 30% of income on rent, a severe level, and 24% are severely burdened at 50% or more. Average gross rent is $1,283 monthly, set against $52,000 in average yearly household income, roughly 30% of income at the averages. About 85% of occupied units are renter-occupied, a renter-majority tract.

Risk score

5.3

Moderate

Confidence 100% · 1–10 scale

Household mix · 100 hh

Burdened renters 37% Stable renters 48% Owners 15%

Tract context

Occupied units1,212

Renter share85.1%

SVI overall0.86

Poverty rate24.8%

Median income$52,000

Percentile rank

Higher percentile = riskier than more peers.

Geographic context

Risk heat across Spring Lake and the region

Centroid at 35.1975, -78.9599 · click any tract to drill in

Why Spring Lake scores 5.3

9 axes · 1 = landlord-friendly

Local political climate

Inherited from Spring Lake

6.2

Regional political climate

2024 county presidential margin

5.8

State political climate

North Carolina legislature & governorship

2.3

Economic stress

24.8% poverty · this tract

6.2

Supply constraint

$1,283 rent vs county FMR

5.3

Rent control risk

Inherited from Spring Lake

5.9

Eviction process difficulty

State law sets the calendar

2.2

Tenant organizing strength

Inherited from Spring Lake

9.9

Housing court bias

Inherited from Spring Lake

7.0

How Spring Lake compares

Risk score vs. parent city, county, state.

CDC Social Vulnerability Index

SVI percentile: 86

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

88%Socioeconomic
41%Household composition
77%Racial/ethnic minority
90%Housing & transportation

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

19.5%Housing insecurity
13.8%Utility-shutoff threat
25.4%Food insecurity
21.9%SNAP enrollment
14.0%Transit barriers
13.6%No health insurance
20.9%Frequent mental distress
37.1%Any disability

Analysis

What drives eviction risk in Spring Lake

The heaviest input here is tenant organizing strength at 9.9/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from Spring Lake, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores above the Cumberland County average of 5.4 and above the North Carolina statewide average of 5.3. Within its own county it reads on the riskier side for landlords.

The tract is Black and White and ranks around the 86th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. High vulnerability tends to track with higher eviction-filing rates when rents climb.

In CDC survey modeling, about 19.5% of adults here said they could not pay rent or mortgage at some point in the past year, and 13.8% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.

Frequently asked

About tract 37051003601

What is the eviction-risk score for census tract 37051003601?

Census tract 37051003601 in Spring Lake scores 5.3/10 (Moderate tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.

What is the average rent in tract 37051003601?

Median gross rent is $1,283/month (ACS 5-year 2023, table B25064). 44% of renter households are cost-burdened.

What is the poverty rate in tract 37051003601?

24.8% of residents in tract 37051003601 live below the federal poverty line (ACS B17001, 2023). Population: 2,859.

How socially vulnerable is tract 37051003601?

CDC Social Vulnerability Index ranks this tract in the 86th percentile nationally. Sub-themes: socioeconomic 88th, household 41th, minority 77th, housing 90th.

What share of households in tract 37051003601 struggle to pay rent?

About 19.5% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 13.8% also reported utility shutoff threats, a frequent precursor to eviction filings.

How does tract 37051003601 compare to Spring Lake overall?

Tract 37051003601 scores 5.3/10, higher than the parent city of Spring Lake at 2.8/10. City-scale signals (state law, local rent controls, court bias) are inherited from Spring Lake; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.

Sibling tracts

Highest-risk tracts in Spring Lake

Top eight tracts in Spring Lake ranked by composite eviction-risk score.