Tower Gate Eviction Risk: Moderate

What pushes the score up most is economic stress at 10/10. The poverty rate is 45%. Judgments in high-poverty tracts are collectible far less often than the filing statistics suggest. 87% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over.

Annualized rent equals 40% of average household income here, past the 30% affordability line, which compresses the margin any screening standard has to work with. 27% are severely burdened, paying half their income or more in rent. That cohort has no absorption capacity for an unexpected bill, and it is where non-payment filings originate.

Well under the midpoint is rent-regulation exposure, at 1/10. The filing record is not thin: 1,512 evictions logged in this tract.

SNAP participation is 23.8% of households versus 15.2% nationally. Filing activity peaked in 2010 at 22.1% of renter households. Running cool is eviction-process difficulty, at 3/10.

Recent filings have not receded much: 20.6% in 2012 against a 22.1% peak. That places it #1 of 26 neighborhoods in Winston-Salem. Social vulnerability runs high at 8.5/10, concentrating the disaster- and displacement-exposure this model treats as a lagging risk input.

With little internal variation, 5/10 is a fair proxy for any address inside the boundary. The number is rebuilt whenever its ACS, court-record, or statutory inputs change.