Wilmington Eviction Risk: Moderate

The clearest offset is rent-regulation exposure at 1/10. Annualized rent equals 33% of average household income of $54,118, past the 30% affordability line, which thins the margin any screening standard has to work with. Sitting well above the midpoint, court filing pressure reads 8/10.

It sits 1.4 points above the New Hanover County average of 4.0. Running cool, state political climate reads 2.3/10.

The poverty rate is 21%, which in this model reads as reduced rent-recovery odds after a judgment. Princeton's Eviction Lab logged 768 filings here across 12 tracked years.

SNAP participation runs 23.2% against 15.2% nationally. Inability to pay a utility bill runs 14.3% against 9.2% nationally. Utility arrears usually lead rent arrears by a month or two.

The worst year on record was 2015, when 18.8% of renter households were served. In a typical year about 17.1% of renter households face a filing.

That is riskier than roughly 70% of the 84,120 US census tracts in this model. Social vulnerability reads 8.4/10 on the CDC index, a measure of exposure to housing and economic shocks.

All figures here are ACS 5-year estimates for this tract, refreshed as the underlying releases land.