Main Street Historic District Eviction Risk: Lower

93% of occupied units are rented, so comparables are plentiful and vacancy risk is low, but a mispriced renewal loses the tenant to a building two streets over. The main counterweight is economic stress, at 1/10. Against a Cincinnati baseline of 30.1%, 21% of renters here cross the 30%-of-income line.

The voucher gap is 22.9%: households holding assistance that local rents will not absorb, which shows up as churn rather than arrears. Running cool is rent-regulation exposure, at 2/10.

Court records for this tract carry 1,121 eviction filings. Disability prevalence reaches 18.5% against a 31.5% national average, which raises the odds a reasonable-accommodation request accompanies any dispute. On the high side is supply constraint at 7.3/10.

Severe burden reaches 9%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Filing activity peaked in 2007 at 8.6% of renter households.

Food insecurity affects 9.8% of adults, 8.0 points below the national rate. The most recent observed rate, 2.5% in 2018, is well off that peak.

One tract means one number: 3.1/10 applies directly to any address inside the boundary. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.