Within parent city
75
th percentile
High
Census Tract · Ranked #49,882 of 84,120 nationally
White Oak Eviction Risk: Lower
Tract 39061020764 · Hamilton County, OH · pop 5,112
With a score of 6.2/10, tract 39061020764 in White Oak ranks in the Elevated tier for landlord eviction risk. The tract is home to 5,112 residents. That is riskier than roughly 80% of the 84,120 US census tracts we score.
Rent eats 30% or more of income for 53% of renter households, a severe level, and 48% are severely burdened at 50% or more. Average rent runs $1,067 a month against an average household income of $60,730 a year, roughly 21% of income at the averages. Renters make up 36% of occupied homes.
Risk score
3.5
Lower
Confidence 100% · 1–10 scale
Household mix · 100 hh
Burdened renters 19%
Stable renters 17%
Owners 64%
Tract context
Occupied units1,966
Renter share36.4%
SVI overall0.54
Poverty rate15.1%
Median income$60,730
Percentile rank
Higher percentile = riskier than more peers.Within county
43
th percentile
Moderate
Within state
50
th percentile
Moderate
National
41
th percentile
Moderate
Geographic context
Risk heat across White Oak and the region
Centroid at 39.2120, -84.5910 · click any tract to drill in
Why White Oak scores 3.5
9 axes · 1 = landlord-friendlyLocal political climate
Inherited from White Oak
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
15.1% poverty · this tract
3.8
Supply constraint
$1,067 rent vs county FMR
3.3
Rent control risk
Inherited from White Oak
8.5
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from White Oak
6.6
Housing court bias
Inherited from White Oak
7.0
How White Oak compares
Risk score vs. parent city, county, state.CDC Social Vulnerability Index
SVI percentile: 54
CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.
- 50%Socioeconomic
- 82%Household composition
- 67%Racial/ethnic minority
- 27%Housing & transportation
Eviction filings
Court-record eviction history
Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1
Pandemic-era tracking (2020–2021)
- 330Total filings 2020-21
- 4.3Avg monthly (observed)
- 3.4Pre-pandemic baseline
- 1.28×Ratio to baseline
Pandemic filings ran near baseline. Eviction Lab tracked Cincinnati, OH as part of its 34-metro Eviction Tracking System.
Comparable tracts
Census tracts with similar eviction risk
Closest by Eviction Risk Score.
CDC PLACES 2023 · health & economic stress
Eviction-adjacent indicators
Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.
- 13.7%Housing insecurity
- 10.2%Utility-shutoff threat
- 17.2%Food insecurity
- 14.9%SNAP enrollment
- 9.2%Transit barriers
- 8.4%No health insurance
- 18.2%Frequent mental distress
- 29.0%Any disability
Analysis
What drives eviction risk in White Oak
The score leans hardest on rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Oak, while the economic and supply signals are measured at the tract level.
Set against its neighbors, this tract scores above the Hamilton County average of 5.6 and above the Ohio statewide average of 5.1. Within its own county it reads on the riskier side for landlords.
The tract is predominantly White and ranks around the 54th percentile nationally on the CDC Social Vulnerability Index, a measure of how exposed residents are to housing and economic shocks. That is a middle-of-the-pack reading for social vulnerability.
During 2020 and 2021, eviction filings here ran at about 1.28x the pre-COVID monthly baseline, roughly back to the pre-pandemic baseline.
For a landlord, this is a tract where process discipline pays off. Clean paperwork and steady screening keep the elevated risk manageable.
Frequently asked
About tract 39061020764
Q1
What is the eviction-risk score for census tract 39061020764?
Census tract 39061020764 in White Oak scores 3.5/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2
What is the average rent in tract 39061020764?
Median gross rent is $1,067/month (ACS 5-year 2023, table B25064). 53% of renter households are cost-burdened.
Q3
What is the poverty rate in tract 39061020764?
15.1% of residents in tract 39061020764 live below the federal poverty line (ACS B17001, 2023). Population: 5,112.
Q4
How socially vulnerable is tract 39061020764?
CDC Social Vulnerability Index ranks this tract in the 54th percentile nationally. Sub-themes: socioeconomic 50th, household 82th, minority 67th, housing 27th.
Q5
Did eviction filings in tract 39061020764 drop during COVID?
Pandemic-era filings ran 1.28× the pre-COVID monthly baseline. Filings returned near baseline. Tracked by the Eviction Lab Eviction Tracking System (Cincinnati eviction risk, OH), 2020-2021.
Q6
What share of households in tract 39061020764 struggle to pay rent?
About 13.7% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 10.2% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7
How does tract 39061020764 compare to White Oak overall?
Tract 39061020764 scores 3.5/10, higher than the parent city of White Oak at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Oak; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts
Highest-risk tracts in White Oak
Top eight tracts in White Oak ranked by composite eviction-risk score.
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