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Census Tract · Ranked #79,998 of 84,120 nationally

White Oak Eviction Risk: Lower

Tract 39061020707 · Hamilton County, OH · pop 4,540

Landlord eviction risk in census tract 39061020707 (White Oak in Hamilton County, Ohio) comes in at 4.7/10, the Moderate tier. That is riskier than roughly 28% of the 84,120 US census tracts we score.

About 0% of renters carry a rent burden of 30% of income or higher, a modest level, and 0% are severely burdened at 50% or more. Average household income is about $140,812 a year. Renters make up 4% of occupied homes.

Risk score
1.4
Lower
Confidence 85% · 1–10 scale
Household mix · 100 hh
Burdened renters 0% Stable renters 4% Owners 96%
Tract context
Occupied units1,864
Renter share3.8%
SVI overall0.01
Poverty rate5.5%
Median income$140,812

Percentile rank

Higher percentile = riskier than more peers.
Within parent city
0 th percentile
Rank, 0th percentileLowHigh
#5 of 5 tracts In White Oak
Very Low
Within county
7 th percentile
Rank, 7th percentileLowHigh
#210 of 226 tracts In Hamilton County
Very Low
Within state
6 th percentile
Rank, 6th percentileLowHigh
#2,979 of 3,162 tracts In Ohio
Very Low
National
5 th percentile
Rank, 5th percentileLowHigh
#79,998 of 84,120 tracts In U.S.
Very Low
Geographic context

Risk heat across White Oak and the region

Centroid at 39.2145, -84.6183 · click any tract to drill in

Why White Oak scores 1.4

9 axes · 1 = landlord-friendly
Local political climate
Inherited from White Oak
6.2
Regional political climate
2024 county presidential margin
5.8
State political climate
Ohio legislature & governorship
2.4
Economic stress
5.5% poverty · this tract
1.4
Supply constraint
tract rent vs county FMR
5.0
Rent control risk
Inherited from White Oak
8.5
Eviction process difficulty
State law sets the calendar
1.8
Tenant organizing strength
Inherited from White Oak
6.6
Housing court bias
Inherited from White Oak
7.0

How White Oak compares

Risk score vs. parent city, county, state.
White Oak risk score vs. parent city / county / stateThis tract: 1.41.4This tracttract 020707White Oak: 2.62.6White Oakparent cityCounty: 3.83.8Countyavg tract in countyState: 3.73.7Stateavg tract in state
CDC Social Vulnerability Index

SVI percentile: 1

CDC/ATSDR 2022. Higher = more vulnerable. National percentile across 84k tracts.

Eviction filings

Court-record eviction history

Court-validated eviction filings collected from county clerks and consolidated by the Eviction Lab at Princeton University. Filing rate is filings per 100 renter households.1

Historic baseline (2000–2018)

  • 60Total filings over 16 yrs
  • 2.57%Avg annual filing rate
  • 6.6%Peak (2013)
  • 4Filings in 2018 (latest validated)
Filings by year 2002 to 2018
Year-by-year eviction filings in tract 390610207072002: 2 filings (1.28/100 renter HHs)2003: 2 filings (1.28/100 renter HHs)2004: 5 filings (3.20/100 renter HHs)2005: 1 filings (0.83/100 renter HHs)2006: 2 filings (1.66/100 renter HHs)2007: 2 filings (1.66/100 renter HHs)2008: 5 filings (4.14/100 renter HHs)2009: 2 filings (1.66/100 renter HHs)2010: 2 filings (1.08/100 renter HHs)2011: 4 filings (2.21/100 renter HHs)2012: 4 filings (2.21/100 renter HHs)2013: 12 filings (6.63/100 renter HHs)2014: 4 filings (2.21/100 renter HHs)2015: 6 filings (3.31/100 renter HHs)2016: 3 filings (3.33/100 renter HHs)2018: 4 filings (4.44/100 renter HHs)
Filings climbed 100% over the past 16 months.

Pandemic-era tracking (2020–2021)

  • 18Total filings 2020-21
  • 0.2Avg monthly (observed)
  • 0.5Pre-pandemic baseline
  • 0.52×Ratio to baseline
Monthly filings 2020–2021 2020-01-01 to 2026-05-01
Monthly eviction filings vs pre-pandemic baseline2020-01-01: 0 filings (0.00× baseline)2020-02-01: 0 filings (0.00× baseline)2020-03-01: 0 filings (0.00× baseline)2020-04-01: 0 filings (0.00× baseline)2020-05-01: 0 filings (0.00× baseline)2020-06-01: 0 filings (0.00× baseline)2020-07-01: 0 filings (0.00× baseline)2020-08-01: 0 filings (0.00× baseline)2020-09-01: 0 filings (0.00× baseline)2020-10-01: 0 filings (0.00× baseline)2020-11-01: 0 filings (0.00× baseline)2020-12-01: 0 filings (0.00× baseline)2021-01-01: 1 filings (10.00× baseline)2021-02-01: 1 filings (5.00× baseline)2021-03-01: 0 filings (0.00× baseline)2021-04-01: 0 filings (0.00× baseline)2021-05-01: 0 filings (0.00× baseline)2021-06-01: 0 filings (0.00× baseline)2021-07-01: 0 filings (0.00× baseline)2021-08-01: 1 filings (1.67× baseline)2021-09-01: 0 filings (0.00× baseline)2021-10-01: 0 filings (0.00× baseline)2021-11-01: 2 filings (5.00× baseline)2021-12-01: 1 filings (1.67× baseline)2022-01-01: 0 filings (0.00× baseline)2022-02-01: 0 filings (0.00× baseline)2022-03-01: 0 filings (0.00× baseline)2022-04-01: 0 filings (0.00× baseline)2022-05-01: 0 filings (0.00× baseline)2022-06-01: 1 filings (2.50× baseline)2022-07-01: 0 filings (0.00× baseline)2022-08-01: 0 filings (0.00× baseline)2022-09-01: 0 filings (0.00× baseline)2022-10-01: 0 filings (0.00× baseline)2022-11-01: 0 filings (0.00× baseline)2022-12-01: 0 filings (0.00× baseline)2023-01-01: 0 filings (0.00× baseline)2023-02-01: 1 filings (5.00× baseline)2023-03-01: 0 filings (0.00× baseline)2023-04-01: 0 filings (0.00× baseline)2023-05-01: 0 filings (0.00× baseline)2023-06-01: 2 filings (5.00× baseline)2023-07-01: 1 filings (5.00× baseline)2023-08-01: 0 filings (0.00× baseline)2023-09-01: 1 filings (2.50× baseline)2023-10-01: 1 filings (5.00× baseline)2023-11-01: 0 filings (0.00× baseline)2023-12-01: 0 filings (0.00× baseline)2024-01-01: 0 filings (0.00× baseline)2024-02-01: 0 filings (0.00× baseline)2024-03-01: 0 filings (0.00× baseline)2024-04-01: 0 filings (0.00× baseline)2024-05-01: 0 filings (0.00× baseline)2024-06-01: 0 filings (0.00× baseline)2024-07-01: 1 filings (5.00× baseline)2024-08-01: 0 filings (0.00× baseline)2024-09-01: 0 filings (0.00× baseline)2024-10-01: 0 filings (0.00× baseline)2024-11-01: 1 filings (2.50× baseline)2024-12-01: 0 filings (0.00× baseline)2025-01-01: 0 filings (0.00× baseline)2025-02-01: 0 filings (0.00× baseline)2025-03-01: 0 filings (0.00× baseline)2025-04-01: 0 filings (0.00× baseline)2025-05-01: 2 filings (5.00× baseline)2025-06-01: 1 filings (2.50× baseline)2025-07-01: 0 filings (0.00× baseline)2025-08-01: 0 filings (0.00× baseline)2025-09-01: 0 filings (0.00× baseline)2025-10-01: 0 filings (0.00× baseline)2025-11-01: 0 filings (0.00× baseline)2025-12-01: 0 filings (0.00× baseline)2026-01-01: 0 filings (0.00× baseline)2026-02-01: 0 filings (0.00× baseline)2026-03-01: 0 filings (0.00× baseline)2026-04-01: 0 filings (0.00× baseline)2026-05-01: 0 filings (0.00× baseline)

Pandemic filings ran far below baseline (moratorium effect). Eviction Lab tracked Cincinnati, OH as part of its 34-metro Eviction Tracking System.

Comparable tracts

Census tracts with similar eviction risk

Closest by Eviction Risk Score.

CDC PLACES 2023 · health & economic stress

Eviction-adjacent indicators

Crude prevalence of conditions linked to housing loss. Source: CDC PLACES (cwsq-ngmh), 2023 model-based small-area estimates.

Analysis

What drives eviction risk in White Oak

What moves this score most is rent-control risk at 8.5/10. That part comes from the wider legal climate rather than the tract itself. Statewide and court-level factors such as eviction-process speed and rent-control exposure are inherited from White Oak, while the economic and supply signals are measured at the tract level.

Set against its neighbors, this tract scores below the Hamilton County average of 5.6 and below the Ohio statewide average of 5.1. Within its own county it reads on the safer side for landlords.

During 2020 and 2021, eviction filings here ran at about 0.52x the pre-COVID monthly baseline, well below the pre-pandemic norm, the signature of an eviction moratorium at work.

In CDC survey modeling, about 6.0% of adults here said they could not pay rent or mortgage at some point in the past year, and 4.3% faced a utility shutoff threat, a common early warning before a filing.

For a landlord, conditions here are middle-of-the-road. Standard screening and prompt, documented notices usually keep cases short.

Frequently asked

About tract 39061020707

Q1

What is the eviction-risk score for census tract 39061020707?

Census tract 39061020707 in White Oak scores 1.4/10 (Lower tier). The Eviction Risk Score blends state law, county filing rates, parent-city politics, and tract-specific rent-to-income ratios + poverty signals.
Q2

What is the poverty rate in tract 39061020707?

5.5% of residents in tract 39061020707 live below the federal poverty line (ACS B17001, 2023). Population: 4,540.
Q3

How socially vulnerable is tract 39061020707?

CDC Social Vulnerability Index ranks this tract in the 1th percentile nationally. Sub-themes: socioeconomic 5th, household 22th, minority 12th, housing 1th.
Q4

How many evictions are filed each year in tract 39061020707?

Princeton Eviction Lab recorded 60 eviction filings across 16 validated years in tract 39061020707 (2000-2018). The average annual filing rate is 2.57% of renter households, peaking at 6.6% in 2013. Source: Eviction Lab tract-validated 2024 release.
Q5

Did eviction filings in tract 39061020707 drop during COVID?

Pandemic-era filings ran 0.52× the pre-COVID monthly baseline. Filings dropped sharply, likely a moratorium effect. Tracked by the Eviction Lab Eviction Tracking System (Cincinnati eviction risk, OH), 2020-2021.
Q6

What share of households in tract 39061020707 struggle to pay rent?

About 6.0% of adults in this tract reported housing insecurity (could not pay rent or mortgage in the past 12 months), per the CDC PLACES 2023 model-based small-area estimate. 4.3% also reported utility shutoff threats, a frequent precursor to eviction filings.
Q7

How does tract 39061020707 compare to White Oak overall?

Tract 39061020707 scores 1.4/10, lower than the parent city of White Oak at 2.6/10. City-scale signals (state law, local rent controls, court bias) are inherited from White Oak; what makes this tract different are its tract-specific economic stress and supply-constraint sub-scores.
Sibling tracts

Highest-risk tracts in White Oak

Top eight tracts in White Oak ranked by composite eviction-risk score.

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