Harborview Eviction Risk: Lower

Pulling the other way is economic stress, at 1/10. Severe burden reaches 19%. A tenant at that level absorbs no shock: one cut shift or one repair bill converts directly into arrears. Well under the midpoint is eviction-process difficulty, at 1.9/10.

Court records for this tract carry 57 eviction filings. Food insecurity affects 7.3% of adults, 10.5 points below the national rate.

Filing activity peaked in 2011 at 24.2% of renter households. 5.0% of adults carry no health insurance against 11.3% nationally, a common route into sudden unpayable debt.

Average gross rent is $1,113, 10% below the Mentor average of $1,239. The most recent observed rate, 5.6% in 2017, is well off that peak. Among the 6 mapped neighborhoods of Mentor, it ranks #3 by risk, the middle third.

Only 4% of units are renter-occupied. Rental comparables are thin here; price renewals off the nearest genuine rental sub-market rather than off surrounding sale prices. Against average income of $122,143, annual rent is only 11%, a wide affordability cushion.

Poverty sits at 2%, low enough that arrears here usually reflect a specific shock rather than a structural income gap.

Because the boundary contains one tract, 3/10 is simultaneously the area figure and the address-level figure. Scores move when the ACS release, the court-record feed, or the statute ledger behind them moves.